PA & Sickness

Employees are the key asset to any business and it is a surprise that more organisations do not insure their employees; after all, they do insure the business Buildings and Contents.

Group Personal Accident Insurance allows a business to insure itself against its senior executives and/or employees being unable to work because of injuries sustained through an accident or illness.

It provides benefits for accidental bodily injury which results in death, loss of limbs or eyes, or disablement. A weekly benefit is available for periods of temporary total disablement. Cover for illness can also be included.

Clients have the possibility of determining the sums insured: they can choose different amounts and/or cover for named persons and/or categories of people, choose fixed sums insured, or multiples of salary/percentage of weekly wage. Clients may also choose the type of cover (24 hour basis, Occupational Risks).

We can also provide corporate cover for Directors and employees whilst travelling overseas on business as an extension to the Policy.

If you are interested in obtaining a bespoke quotation please contact the New Business Team on 0161 833 2100 or email info@caunceohara.co.uk with your contact details and we will respond on the same day.

Sports Professionals

Sports Professionals are particulalry susceptible to career ending injuries and depending on the age of the individual concerned this may result in serious financial difficulty.

Sports Professionals should make provision for career ending injuries by arranging a Personal Accident Policy to ensure their financial security should their worse fears come true.

If you are interested in obtaining a bespoke quotation please download and complete the Pro Sports PA Proposal Form below and then forward to our specialist sports insurance division. Should you need assistance or have any queries then please contact John Batty - Broking Director on 0161 833 2100 or email john@caunceohara.co.uk.

Professional Sports Clubs

Your players are one of your biggest assets. Unfortunately they can also be your biggest liability.

A freak accident could instantly end a players career. Long term injuries, off the pitch incidents, lengthy bans can all be a drain on your wage bill and that's before you have to pay for a replacement.

These days a club's wage bill can account for up to 50% of its annual turnover, so losing a player indefinitely would seriously hamper any
club's finances.

Caunce O'Hara has developed a catastrophic insurance policy to protect clubs financially when things go wrong.

Caunce O'Hara will work closely with you to tailor a policy that suits your individual needs. For added peace of mind our policy offers 24 Hour cover for players whether on the pitch or off it.

The cost of the policy is 2% of the gross sum insured per individual player or we can offer a loyalty discount for player pool cover. You can build up your no claims bonus and save up to 25% on your future premiums. So the next time the unthinkable happens Caunce O'Hara will help ensure it doesn't effect the stability of your club.

If you are interested in obtaining a bespoke quotation then please contact John Batty - Broking Director on 0161 833 2100 or email john@caunceohara.co.uk.