Business insurance for Property Professionals

Comprehensive cover for estate agents and real estate professionals

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Quick and easy online quote and buy in minutes!

Trusted by over 25,000 businesses

Immediate and comprehensive insurance cover

Insurance protection for property and real estate professionals

Whether you work in commercial property or in domestic real estate, you are in a position of trust.

You are responsible for providing sound advice to your clients as to the suitability of a property you are selling or leasing.

Working on a daily basis with people means it is important that you carry business insurance in-case a client, or a member of the public, makes a claim against you alleging negligent advice or service, or in-case of an accident.

For a quick online quote simply click ‘Start Your Quote’.

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Why do property professionals need insurance?

On the surface, a property can appear sound and in an ideal condition for a commercial client or for a domestic buyer.

But properties can hide underlying problems that might only come to light after a deal has been completed and the contracts have been signed and exchanged.

Professional indemnity insurance is a critical type of cover that will protect you in the event that something goes wrong, such as a claim of alleged negligent advice given during the sale process.

Our other insurance policies will provide protection for different risks such as cover for your office equipment, cover for your staff, or protection should you be involved in an accident such as a member of the public falling and injuring themselves during a house viewing.

For a quick quote for your property professional’s insurance click the ‘Start Your Quote’ button.

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Insurance protection that fits your profession

Get a quick online quote for your business insurance today.

To start your personalised insurance quote, simply click the ‘Start Your Quote’ button. You can see a quote in as little as 90 seconds!

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Business insurance experts for more than 25 years

Caunce O’Hara have been insuring business professionals since 1995.

Many of our real estate and property clients renew with us because of our focus on high quality customer service.

Build your business insurance quote online with us today.

Simply click the ‘Start Your Quote’ button.

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Business insurance for property professionals

Choose from our range of insurance protection products below. Simply click for a quick online quote.

For property professionals

Professional indemnity insurance

Protects against claims of alleged negligence in your professional services, advice and designs.

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For property professionals

Public liability insurance

Protects against injuring a member of the public or damaging their property. Click to build a quote online in minutes.

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For property professionals

Employers’ liability insurance

A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.

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For property professionals

Legal expenses insurance

A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.

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For property professionals

Personal accident insurance

Cover for work injuries, illnesses caused by work and compensation awards.

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For property professionals

Commercial crime insurance

Protection for losses from fraud, dishonesty, theft, bribery, forgery, and loss investigations.

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Benefits of Caunce O’Hara business insurance

There are many benefits for freelancers, contractors and self-employed business owners, including:

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Cover for legal defence costs and compensation bills arising from a claim.
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Immediate cover available, with documents issued via email in minutes!
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Trusted insurance broker.
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Insurance that gives you peace of mind you are covered.

Customer Reviews

We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com.

Best public liability, professional indemnity and employers’ liability insurance offer I’ve come across.
Trusted Customer
Feefo
Great experience getting quotes. Staff were very helpful and allowed me to explore options.
Trusted Customer
Feefo
Quote process was very simple and easy to configure to what you require with good information links and explanation of each category.
Trusted Customer
Feefo

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Frequently asked business insurance questions

Find out more about our business insurance products here.

If you are unsure if you need professional indemnity insurance, this list of instances when it is advisable to be insured:
▪ You provide an expert service to your clients
▪ You provide consultancy and advice to your clients
▪ You handle personal information and data for your clients
▪ Your professional membership body insists you carry it
▪ Your client insists that you have it

The level of protection you need will depend on the value of the work you do and the potential liability. Caunce O’Hara can help you build the ideal insurance policy that will help protect all areas of your business.
Available limits of indemnity range from £50,000 cover per annum up to £5,000,000 per annum.

▪ Legal expenses – Should a claim be made against you the policy will provide cover to help with the cost of legal proceedings.
▪ Cost of repairs – The cost of repairing damage to the claimant’s property, such as accidentally knocking over and breaking a valuable ornament in their offices during a meeting, or a plumber causing a leak/flood to a customer’s premises and damaging carpets as a result.
▪ Medical fees – The cost of hospital treatment, including ambulance call-out, if a claim is made against you for these.
▪ Compensation claims – Injury to third parties or damage to their property if an accident occurs on your business premises, a client’s premises or elsewhere.

Employers Liability cover is required by law for most businesses. You will need it if:
▪ You deduct Income Tax and National Insurance Contributions from the money you pay your employees.
▪ You have control over where and when your employees work.
▪ You have the right to claim profit made by your employees.
▪ You provide the equipment and materials your employees use.
▪ You need them to perform the job you employ them for and if the employee is unable to provide a substitute if they are unable to work.
▪ You have part-time or temporary employees.