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We can arrange bespoke cover whatever the size of your business from body repair shops to large car dealerships.

Cover can be tailored around your needs to include Road Risks, Material Damage, MOT Loss of Licence, Business Interruption, Public Liability, Employers Liability and Commercial Legal Expenses.


Keeping your business covered

Our flexible policies let you choose the right level of cover for your business and extend it to tailor your insurance package specifically to your company. Just call our insurance experts and we’ll give you all the advice you need.

  • Public liability

    Cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Product liability

    Cover for legal fees and damages if your product causes injury or damage to your customers or their business

  • Employers liability

    A UK business requirement, covering your business for compensation or legal fees if your staff get ill or injured at work

  • Professional indemnity

    Cover for unintentional breach of contract, negligence, breach of confidence or intellectual rights, defamation and civil liability

  • Business interruption

    Cover when your business is unable to operate due to fire, flood or theft, or other circumstances beyond your control

  • Buildings and contents

    Cover for your physical assets, including buildings and contents, plant and machinery, stock and tools

  • Commercial legal expenses

    Cover to pay legal fees in commercial court cases

  • Road risks

    Compulsory cover for motor traders against loss or damage to any vehicle you own or that’s your responsibility

  • Wrongful conversion

    Cover to protect your business against loss if you buy a vehicle from someone who isn’t the true owner

  • Portable hand tools

    Cover for damage to your portable tools, hand held diagnostics and tool boxes

The benefits of Caunce O’Hara insurance


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