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Great value professional indemnity insurance for freelancers, consultants and professional services providers that keeps your business protected.

Sometimes things go wrong. No matter how professional, experienced and cautious you are, your clients could make a claim for compensation against you if they think your mistake has caused them financial loss or damage.

It may seem unlikely this will happen to you, but with our professional indemnity insurance policies starting at just £98 a year, it’s an inexpensive way to make sure your business is safe if you ever do have to pay legal costs and compensation.

It’s peace of mind at a price that won’t break the bank.

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If you or your business provide advice, design or services to customers, or handle data or intellectual property, you should really have professional indemnity insurance to protect you against:

  • Breach of professional duty by not living up to your duty of care to your client, like giving them the wrong advice or making a mistake in the work you produce for them.
  • Loss or damage of documents and the cost of replacing them.
  • Unintentional breach of confidentiality such as accidentally leaking confidential information to a third party without the client’s consent.
  • Unintentional infringement of intellectual property rights – for
    example, accidentally violating copyrights, patents, or trademarks.
  • Libel or slander by damaging a client’s reputation through written or spoken materials you’ve produced.
  • Dishonest, fraudulent, or malicious activity.

Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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Complete your cover

Make sure your business is completely protected. We can also cover you for:

  • Business combined insurance

    Great value, complete cover for your business in one simple bundle. Includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
  • Tax enquiry and legal expenses insurance

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.

  • Personal accident and sickness insurance

    24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a month.

  • Freelance PI Insurance

    Nine choices of cover from £50,000 to £5m to protect you if you’re sued for a mistake that happened as a result of your work.

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  • Energy PI Insurance

    Probably the most important cover an energy contractor needs, insuring you for claims if you’re sued for a mistake that happened as a result of your work, or if a dissatisfied customer files a negligence claim against you. Choose from five limits of cover from £100,000 to £2mill.

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  • Professional Practices PI Insurance

    Probably the most important cover you need, insuring your business for claims up to £2m if you’re sued for an accident that happened as a result of your work, or if a dissatisfied customer files a negligence claim against you.

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