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Whether you run a butcher’s, a baker’s or a corner shop, our affordable shop package is designed specifically to protect businesses just like yours.
With one simple insurance package, you’ll be covered against material damage to your shop’s contents and stock and for business interruption to cover financial loss as a result of material damage, injury to employees and third parties, and loss of money.
So if your shop has to close due to a serious fire, flood or burglary, we’ll replace items that have been damaged or stolen, and make sure you’re not out of pocket while you get back on your feet again. And if one of your customers slips in your shop and claims compensation, we’ll pay the costs for legal fees, court cases and pay-outs.
Protect your livelihood with our great-value insurance for your business so you can focus on giving your customers the service they expect.
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Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business
Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work
Up to £2m for your premises in case of fire, flood, burglary or anything else that affects your building
Cover up to £750,000 for lost business if your restaurant has to close due to fire, flood or burglary damage
If you lose money or it’s stolen from your till or safe, you’re covered up to £10,000
Select cover up to £250,000 for the cost of replacing equipment, furnishings, food and drink that are damaged or stolen
Protection up to £250,000 if your license to sell alcohol is revoked or not renewed
£10,000 cover for goods deliveries that are lost or damaged while in transit
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
Tailored protection focused on your needs
Cover for a wide range of industries
Highly competitive premiums
On site assessments and surveys
Experienced advisors on hand to help
A dedicated claims handler
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