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Great value professional indemnity insurance for freelancers, consultants and professional services providers that keeps your business protected.

Sometimes things go wrong. No matter how professional, experienced and cautious you are, your clients could make a claim for compensation against you if they think your mistake has caused them financial loss or damage.

It may seem unlikely this will happen to you, but with our professional indemnity insurance policies starting at just £98 a year, it’s an inexpensive way to make sure your business is safe if you ever do have to pay legal costs and compensation.

It’s peace of mind at a price that won’t break the bank.

professional insurance

Why bother with professional indemnity insurance?

  • Legal costs and damages can be extremely expensive and could force you out of business. Take out professional indemnity insurance with us and we’ll make sure you are fully protected.

If you or your business provide advice, design or services to customers, or handle data or intellectual property, you should really have professional indemnity insurance to protect you against:

  • Breach of professional duty by not living up to your duty of care to your client, like giving them the wrong advice or making a mistake in the work you produce for them.
  • Loss or damage of documents and the cost of replacing them.
  • Unintentional breach of confidentiality such as accidentally leaking confidential information to a third party without the client’s consent.
  • Unintentional infringement of intellectual property rights – for
    example, accidentally violating copyrights, patents, or trademarks.
  • Libel or slander by damaging a client’s reputation through written or spoken materials you’ve produced.
  • Dishonest, fraudulent, or malicious activity.

The benefits of Caunce O’Hara professional indemnity insurance

With over 20 years’ experience of protecting small businesses, we’ll give you the cover you need at a price that’s right for your specific business. Our professional indemnity insurance policies give you:

A choice of great-value policies

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Underwriting by Royal & Sun Alliance Group plc (‘A’ Rated)

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Cover for legal defence costs and compensation bills

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Worldwide coverage (excluding USA and Canada)

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Automatic insurance for claims related to past work

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Monthly payments

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A choice of great-value policies

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Underwriting by Royal & Sun Alliance Group plc (‘A’ Rated)

icons-02-min

Cover for legal defence costs and compensation bills

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Worldwide coverage (excluding USA and Canada)

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Automatic insurance for claims related to past work

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Monthly payments

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Complete your cover

Make sure your business is completely protected. We can also cover you for:

Great value, complete cover for your business in one simple bundle. Includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.

Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.

24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a month.

Get in touch

Get the cover your
business needs

Call us on 0161 833 2100 and speak to our friendly advisors about the right insurance for your business. We’re here from 7.00am to 6.00pm, Monday to Friday or get a quote online