Therapist Insurance | Complementary Therapy Insurance

Working in the health and wellbeing professions can be highly rewarding and fulfilling. You have the opportunity to shape your own career while helping others to improve their lives. Whether you’re a therapist, nutritionist or a massage therapist, it’s important to protect your business like any other.

Ensuring that you have the correct complementary therapy insurance in place is important as this will protect your business and help you to grow and reach more people.

Finding therapist insurance needn’t be difficult. We’ve taken the stress out of the process by creating custom complementary therapy insurance policies that reflect your needs. No more paying for things you don’t need, or finding out too late that you aren’t covered for something that matters to you.

We can help guide you through the process to find the right insurance policy for you, whether you’re looking for therapist insurance or insurance for counsellors. Find your vocation in the drop down menu, or get in touch with our team to find out if we cover your profession.

Caunce O’Hara insurance for Health and Wellbeing professions includes:

What Therapist Insurance Do I Need?

Build your custom complementary therapy insurance policy. We offer:

Professional Indemnity Insurance
This type of insurance is essential for protecting you and your business from legal action. Professional indemnity insurance for health and wellbeing professionals will ensure that you are protected in the event a client makes a claim against you in the event of negligence. Even if their claims are unfounded, the cost of fighting their claims in court can quickly add up and put your business at risk. Working in the health and wellbeing industry comes with its fair share of risk, and it’s important that business owners take the necessary steps to protect themselves. Professional indemnity insurance can help to protect you against anything from allegations of negligence to contract disputes and the legal costs of defending against claims of this nature.
Business Combined Insurance
A popular type of insurance for therapists is business combined insurance. This comprehensive insurance package will cover you and your business in a range of situations. Our business combined insurance includes public liability insurance, directors and officers insurance, employer’s liability insurance and office contents insurance. This will protect your health and wellbeing business in a range of circumstances. For example, if one of your employees is injured while working for you, you won’t be left liable for their compensation or legal expenses. Although these situations might be rare, it’s important to be protected for any eventuality.
Personal Accident & Sickness Insurance
As a health and wellness professional, you might run your own business or work on a freelance basis. As a result, your income won’t be protected if you are too sick or injured to continue working. Personal Accident and Sickness Insurance can help you to meet your financial commitments and help get you back on your feet so that you are able to work again. Anyone can fall sick or get injured at any time, so it makes sense to protect yourself against this eventuality.
Travel Insurance
As a health and wellbeing professional, it’s possible that you will travel for work more frequently than an office worker. A popular type of insurance for therapists is travel insurance. Unlike the short-term policies you might take out when going on holiday, our annual travel insurance policies will cover you for work and leisure trips throughout the UK and around the world (excluding the US and Canada). If you travel with specialist equipment or visit clients in their own homes, it’s important to ensure you have sufficient travel insurance for therapists.
Tax Enquiry & Legal Expenses
If you are faced with an IR35 tax enquiry, it can be very timely and costly to respond to the demands of HMRC. With tax enquiry and legal expenses insurance for therapists, you will always be covered. If you are facing a legal claim against you, or want to make a claim against another company, you will have the expert advice of the Caunce O’Hara legal team behind you.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."