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Working in the health and wellbeing professions can be highly rewarding and fulfilling. You have the opportunity to shape your own career while helping others to improve their lives. Whether you’re a therapist, nutritionist or a massage therapist, it’s important to protect your business like any other.

Ensuring that you have the correct complementary therapy insurance in place is important as this will protect your business and help you to grow and reach more people.

Finding therapist insurance needn’t be difficult. We’ve taken the stress out of the process by creating custom complementary therapy insurance policies that reflect your needs. No more paying for things you don’t need, or finding out too late that you aren’t covered for something that matters to you.

We can help guide you through the process to find the right insurance policy for you, whether you’re looking for therapist insurance or insurance for counsellors. Find your vocation in the drop down menu, or get in touch with our team to find out if we cover your profession.

Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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What Therapist Insurance Do I Need?

Build your custom complementary therapy insurance policy. We offer:

  • Professional Indemnity Insurance

    This type of insurance is essential for protecting you and your business from legal action. Professional indemnity insurance for health and wellbeing professionals will ensure that you are protected in the event a client makes a claim against you in the event of negligence. Even if their claims are unfounded, the cost of fighting their claims in court can quickly add up and put your business at risk. Working in the health and wellbeing industry comes with its fair share of risk, and it’s important that business owners take the necessary steps to protect themselves. Professional indemnity insurance can help to protect you against anything from allegations of negligence to contract disputes and the legal costs of defending against claims of this nature.

  • Business Combined Insurance

    A popular type of insurance for therapists is business combined insurance. This comprehensive insurance package will cover you and your business in a range of situations. Our business combined insurance includes public liability insurance, directors and officers insurance, employer’s liability insurance and office contents insurance. This will protect your health and wellbeing business in a range of circumstances. For example, if one of your employees is injured while working for you, you won’t be left liable for their compensation or legal expenses. Although these situations might be rare, it’s important to be protected for any eventuality.

  • Personal Accident & Sickness Insurance

    As a health and wellness professional, you might run your own business or work on a freelance basis. As a result, your income won’t be protected if you are too sick or injured to continue working. Personal Accident and Sickness Insurance can help you to meet your financial commitments and help get you back on your feet so that you are able to work again. Anyone can fall sick or get injured at any time, so it makes sense to protect yourself against this eventuality.

  • Travel Insurance

    As a health and wellbeing professional, it’s possible that you will travel for work more frequently than an office worker. A popular type of insurance for therapists is travel insurance. Unlike the short-term policies you might take out when going on holiday, our annual travel insurance policies will cover you for work and leisure trips throughout the UK and around the world (excluding the US and Canada). If you travel with specialist equipment or visit clients in their own homes, it’s important to ensure you have sufficient travel insurance for therapists.

  • Tax Enquiry & Legal Expenses

    If you are faced with an IR35 tax enquiry, it can be very timely and costly to respond to the demands of HMRC. With tax enquiry and legal expenses insurance for therapists, you will always be covered. If you are facing a legal claim against you, or want to make a claim against another company, you will have the expert advice of the Caunce O’Hara legal team behind you.

The benefits of Caunce O’Hara insurance


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