hero image

Health & Wellbeing Therapists Insurance

Business insurance to protect health and wellbeing professionals.

Start your quote
feefo logo
Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
health therapist insurance

Our business insurance provides cover to  health and wellbeing professionals for legal fees to defend claims by clients against you alleging negligence in your work.

Working in the health and wellbeing professions can be highly rewarding and fulfilling. You have the opportunity to shape your own career while helping others to improve their lives. Whether you’re a nutritionist or a massage therapist, it’s important to protect your business like any other. Ensuring that you have the correct business insurance in place is important to protect your business and help it to thrive.

Start your quote

Why do health and wellbeing therapists need business insurance?

Business insurance protects you and your business, and your clients. If a client makes a claim against you based on poor advice, or citing an injury or illness caused by a advice you have provided, then your indemnity policy will respond to provide the cover you need.

If a client has an accident whilst on your premises, then your public liability policy will cover you for any subsequent claim for damages.

If you employ staff, then you’ll need to protect your employees with Employers’ Liability insurance, in case they become ill or sustain injury during the course of their work.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
Golden star
Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
Golden star
Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
Trusted Customer

Frequently Asked Questions

Caunce O’Hara offer a range of business insurance policies to cover health and wellbeing therapists, including professional indemnity, public liability, and employers’ liability.

Perceived negligence

An example could be that you recommend a course of treatment and herbal remedies for your client, but they don’t feel any better, in fact they have started to feel unwell. They cite that you did not know what you were doing. Professional Indemnity insurance would respond to provide cover an instance such as this.

A client is injured whilst in your care

A client sustains an injury during whilst on your premises by falling and breaking their wrist as they try to cushion their fall, As a result they are unable to work. This instance you would be covered by Public Liability insurance.

Using our online quote system you can get a quote for your business insurance in minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.

What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.

As a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.

If you handle client data, such as online booking transactions, then a cyber liability insurance policy could be key to ensuring you are covered in case your computer system is breached.

Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or incurred by a landlord dispute.

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

Get in touch
Contact Caunce O'Hara for your business insurance today