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Personal Accident and Sickness cover can provide cover for your loss of earnings whilst you are unable to work.  

Cover can be extended to include death benefit, loss of limb, eye or paraplegia amongst other circumstances.  We can arrange cover for individual freelancers or group policies for large companies.

Our policies can be tailored to include sickness and/or travel cover, depending on your individual needs.

Complete your cover

Make sure your business is completely protected. We can also cover you for:

  • Professional indemnity insurance

    Nine choices of cover from £50,000 to £5m to protect you if you’re sued for an accident that happened as a result of your work.

  • Business combined insurance

    Great value, complete cover for your business in one simple bundle. Includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
  • Tax enquiry and legal expenses insurance

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations.

The benefits of Caunce O’Hara insurance

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