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  • What is a personal service company? Cheerful female business owner at her computer

    How does HMRC define a PSC?

    Posted on 31st March 2020 by Marketing Executive - Katherine Ducie

    What is a Personal Service Company? Found across all industries, a Personal Service Company (PSC) is a company which provides personal services of a single contractor to end clients either directly o...

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  • Work calendar on iMac computer placed on white work desk

    How to manage several freelance clients at once

    Posted on 26th March 2020 by Marketing Executive - Katherine Ducie

    As a freelancer, you have the freedom to take on as many or as few clients as you like, but if you want to create a full-time career out of freelancing, you will need to grow your book of clients to e...

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  • what you can do when your freelance work dries up

    What can you do when your freelance work dries up?

    Posted on 24th March 2020 by Phil Ainley MCIM CMktr

    Freelance work drying up is nothing new, yet always causes concern, stress and anxiety and an understandable degree of panic. As an ex-freelancer, I can fully empathise with freelancers at this tim...

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  • small business owner enquiring for help during Coronavirus

    Support for the self-employed and small businesses through the Coronavirus pandemic

    Posted on 23rd March 2020 by Phil Ainley MCIM CMktr

    The rapidly moving landscape created by the COVID-19 pandemic is making life extremely tough for a lot of people. There are ways that the self-employed and small businesses can seek support until thin...

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  • working from home

    Maintaining your productivity while you’re working from home

    Posted on 23rd March 2020 by Phil Ainley MCIM CMktr

    Working from home is not for everyone. Some people require, even need, the structure of a 9 to 5 job in an office environment. Other workers in the UK economy are adept, even experts, at it and are...

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  • IR35 Delayed

    11th hour delay for IR35 private sector reform due to COVID-19 welcomed

    Posted on 18th March 2020 by Phil Ainley MCIM CMktr

    The Government has delayed its controversial IR35 private sector reform by one year, until April 2021, because of the COVID-19 pandemic. This will mean that contractors will continue to decide thei...

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  • What does the Budget 2020 look like for freelancers and contractors

    What does the 2020 Budget look like for freelancers and contractors?

    Posted on 17th March 2020 by Phil Ainley MCIM CMktr

    Amidst the extensive details of increased borrowing and the improved investment into the UK’s economy and improving its infrastructure, there was little mention of the rollout of IR35 reform to the ...

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  • private sector contractors IR35 insurance

    Will contractors still need insurance for IR35 after April 6th?

    Posted on 16th March 2020 by Phil Ainley MCIM CMktr

    This is a key question that will be on a lot of contractor’s minds amid the uncertainty of IR35 off-payroll reform. Amendment: On March the 18th 2020, the Government announced that the roll-out o...

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  • PI run-off insurance

    Why PI Run-Off Insurance Is Crucial For Private Sector Contractors

    Posted on 2nd March 2020 by Phil Ainley MCIM CMktr

    What is run-off insurance? Run-off insurance provides cover from when your full Professional Indemnity policy ends usually for a period of 6 years.  Many contracts contain a condition that you hold ...

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  • Building a freelance copywriting business - copywriter sat at work desk working from a laptop with a notebook and pen to the left of the laptop

    Building a freelance copywriting business

    Posted on 25th February 2020 by Marketing Executive - Katherine Ducie

    You might be stuck in a 9 to 5 job doing something that isn’t your passion or maybe you’re already a copywriter working for an agency or in-house. Whatever your circumstances, in this blog we’ll...

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  • How will BREXIT affect contractors?

    How will BREXIT affect contractors?

    Posted on 21st February 2020 by Phil Ainley MCIM CMktr

    It’s a little over a fortnight since the UK left the EU and dropped into the transition period until December 31st 2020. So, it’s fair to say it’s too early to gauge the impact it has had on con...

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  • Budget 202 what can we expect?

    Budget 2020, what can we expect?

    Posted on 18th February 2020 by Phil Ainley MCIM CMktr

    The first Budget of the new Conservative government is scheduled for 11th March 2020 and will be the first Budget as a non-EU state for almost half a century. Yet could the recent appointment of Rishi...

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  • Freelancer using invoicing app on iPhone

    The best invoicing apps for freelancers

    Posted on 14th February 2020 by Marketing Executive - Katherine Ducie

    When you’re self-employed, keeping on top of the accounts falls in your hands. More often than not, it can be tedious, time consuming and a job you put off doing. With tasks like invoicing, using...

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  • Tradesman completing job with tools on site

    Top tips for keeping your tools safe

    Posted on 11th February 2020 by Marketing Executive - Katherine Ducie

    For many tradespeople, tools are essential for their job. Without your tools, you can’t work and without work, you can’t earn money. In a recent survey from Screwfix, it was found that 46% of t...

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  • The Caunce O'Hara Schemes team sat around a boardroom table.

    Caunce O’Hara – Outstanding Customer Service

    Posted on 7th February 2020 by Marketing Executive - Katherine Ducie

    At Caunce O’Hara, we aim to provide an outstanding customer service, excellent coverage and competitive premiums for business insurance in our chosen markets. Our purpose is to help our customer...

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