Creative Media | Freelancer And Contractor Insurance

When you’re taking risks with your creative work, you need to know your business is safe with the right level of media insurance.

Our specialist policies for media and creative consultants/freelancers protect you if one of your clients is unhappy with your work and decides to make a claim against you.

Whether it’s a difference of opinion over how work should look, or a mistake that damages the client’s reputation, we’ll cover the costs of expensive claims and potential compensation that could severely harm your business.

Insuring all creative professionals

Covering all creative roles, including creative directors, art directors, agency owners and project managers, it’s complete cover that lets you be yourself in your work.

We have tailor-made insurance for art directors, creative directors and creative consultants. Our project manager insurance policy is tailor made to the exactly what the profession requires.

Caunce O’Hara insurance for Creative professionals includes:

You can find out more about which policies you can benefit from in our article ‘Important insurance for the Creative Media sector’

Our business insurance policies include:

Professional Indemnity insurance
Public Liability Insurance
Employers Liability Insurance
Tax Enquiry and Legal Expenses Cover
IR35 Contract Reviews
Personal accident insurance
Directors & officers insurance
Portable equipment insurance
Combined Business Liabilities Insurance – call 0333 321 1403 for details

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online small business insurance quote

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What insurance do I need?

You can choose the right level of cover from our media insurance policies for creative consultants and freelancers. We offer:

Professional indemnity insurance
Professionals should have confidence in their work, but we all know that mistakes can happen. Don’t let those mistakes ruin your freelance career with the support of comprehensive professional indemnity insurance. We offer nine choices of cover from £50,000 to £5m to protect you if a claim is made against you for a mistake that happened as a result of your work which caused your client a financial loss.
Click here for a quick quote
Business combined insurance
Great value, complete cover for your business in one simple bundle. Our media insurance
combined package includes:
- Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
- Employer’s liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
- Office contents insurance up to £10,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
- Director’s and officer’s liability insurance Up to £250,000 protection if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
Public Liability Insurance
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
Click here for a quick quote
Tax enquiry and legal expenses insurance
Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.
Personal accident and sickness insurance
24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a year.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."