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Creative Media Insurance

Easy, quick and bespoke indemnity insurance for creative media professionals.

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Trusted by over 23,000 clients for their business insurance
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creative media insurance

Our Creative Media Insurance will respond to cover your legal costs in the event of a negligence claim being made against you by a client.

In a subjective profession like creative media it can be hard to please all of your clients all of the time, even if your work meets the agreed brief.

Comprehensive business insurance is a key investment which will help to protect you and your creative business, allowing you to thrive and concentrate on your work with peace of mind that you’re covered.

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What is creative media insurance?

Indemnity and liability insurance for creative professionals and provides essential business protection for you and your clients. When you’re taking risks with your creative work, you need to know your business is safe with the right level of media insurance.

Our specialist policies for media and creative consultants and creative freelancers protect you a client is unhappy with your work and decides to pursue a claim against you.

Whether it’s a difference of opinion over how work should look, or a mistake you’ve made that damages the client’s reputation, our business insurance policies will help to cover the costs of expensive claims and potential compensation awards that could financially harm your business.

Why do creative professionals need insurance?

Negligence can cover a range of possibilities, especially in a subjective industry, none of which need to be deliberate acts. As a result, any creative professional can be accused of negligence even if they feel they have done nothing wrong.

Regardless of whether you feel that a negligence claim against you is valid or not, you still need to do something about it. If you’re not insured with professional indemnity insurance it could cost you a lot of money in legal costs to clear your name and preserve your reputation.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

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Great customer service I’ve been using Caunce O’Hara for my business insurance for several years. Customer service is always excellent! I’d recommend them.
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Frequently Asked Questions

Creative professionals work in a subjective industry where opinions and tastes can matter more than hard data and statistics. This can mean that a client might be unhappy with your work, even if you meet the brief and the work looks great.

A couple of examples could include:

Breach of copyright

You can also be subject to a claim from an accidental occurrence, such as a copyright breach e.g.: using a copyrighted image without permission, or using a royalty free image that you’ve paid for but breaching the restrictions of use that are imposed on that image.

Professional Indemnity insurance would respond to provide cover you in these instances.

Data breach

Data that you handle for your client for email marketing is compromised by an outside source, or is accidentally leaked, which  could be classed as a breach of the Data Protection Act 1998. Professional indemnity insurance would respond to provide cover for the legal costs and compensation awards, as well as the costs for client PR.

With our online quote and buy system you can get an indicative quotation for your insurance in a matter of minutes. Professional indemnity insurance can start from as little as £98.00 per annum.

An example quote: an graphic designer with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, would pay £192.00 per annum for professional indemnity insurance. That’s only £16.00 a month, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 19.11.2021).

Apart from Professional Indemnity insurance creative media professionals will typically be required to carry Public Liability insurance, especially if they work from office premises and meet members of the public face-to-face.

It is important to be aware that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability, therefore Directors and Officers insurance is a valuable insurance policy which will cover you in this instance, which is provided as part of our Business Combined Liabilities insurance product.

Our Tax Enquiry and Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation, or the costs incurred if you are required to attend jury service.

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Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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Contact Caunce O'Hara for your business insurance today