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Whilst working for yourself as a contractor or freelancer has huge benefits, it can also be stressful. If something goes wrong, without an employer’s support to fall back on, you’re held responsible.
Whether it’s a threatened lawsuit from a disgruntled client, or a claim for an error made whilst undertaking a job, even if you’ve done nothing wrong, the cost of defending yourself in court can be expensive.
Our flexible, comprehensive freelancer insurance lets you get on with your job, knowing you’re protected, whatever happens. Choose from our wide-ranging contractors insurance options to find the right level of cover to suit your budget.
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Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:
Probably the most important cover a freelancer needs, insuring you for claims if you’re sued for a mistake that happened as a result of your work, or if a dissatisfied customer files a negligence claim against you. Choose from nine limits of cover from £50,000 to £5m.
Great value, complete cover for your business in one simple bundle. Includes:
Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations.
24-hour protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills.
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
A choice of great-value policies
Worldwide coverage (excluding USA and Canada)
Underwriting by Royal & Sun Alliance Group plc (‘A’ Rated)
Automatic insurance for claims related to past work
Cover for legal defence costs and compensation bills
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