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Freelancer Professional Indemnity Insurance

Easy, quick and personalised business insurance for freelancers, contractors and consultants.

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Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
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Our business insurance offers protection for legal fees in case a client makes a claim against you for financial losses due to negligence in your work.

Working for yourself as a contractor or freelancer can have huge benefits, but it can be stressful and carries an element of risk, which can be mitigated through freelance indemnity insurance and liabilities cover.

As a freelancer, you’re responsible for the projects you deliver for your clients. If something goes wrong that causes your client to lose money, then you could be held accountable for the extra costs. That’s when Caunce O’Hara’s freelance professional indemnity insurance can help.

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An insurance safety net for freelancers, contractors and consultants

Our comprehensive freelance business insurance enables you get on with your job, giving you the peace of mind of knowing that you’re protected, whatever happens.

Whether it’s a threat of a lawsuit from a disgruntled client, or a claim made for an alleged error made whilst undertaking a job, even if you’ believe you have done nothing wrong, the cost of defending yourself in court against a claim can be expensive.

Choose from our wide-ranging business insurance options to find the right level of cover to suit your budget and ensure you are protected.

Contractor insurance

As a contractor you may organise your insurance via an intermediary (such as a recruitment agency), but this may not absolve you from a claim made by a client. Therefore, it is important that you carry insurance that is specific to contractors to protect yourself and your business reputation in case a claim is made against you.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
***** I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
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Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
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Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
Trusted Customer

Frequently Asked Questions

There are a range of expenses that self-employed professionals can claim through their own businesses. Your business insurance is a tax deductable expense and should be viewed as a vital part of your business set-up as an investment in the success of your business rather than being viewed as a cost.

Please note there are changes to the way self-employed tax and expenses are submitted in the form of Making Tax Digital (MTD), which as a self-employed professional you should be aware of.

Caunce O’Hara Freelance Professional Indemnity insurance starts from as little as £8.16 per month, which we think represents great value considering the amount of cover and peace of mind that you benefit from. The price of your cover will depend on the industry that you work in and the level of risk you may be exposed to.

Our indemnity and liability insurance policies are ideal for protecting freelance and contract professionals from a wide range of business sectors, including;

  • Business Management Consultants
  • Construction Contractors
  • Counsellors
  • Creative Professionals
  • Engineers, including Technical and Mechanical Engineers
  • Finance Consultants, including Chartered Accountants
  • IT Contractors
  • Journalists
  • Legal Professionals
  • Offshore Energy Contractors
  • Photographers
  • Project Managers
  • Rail Contractors
  • Social Workers
  • …and many more!

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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Contact Caunce O'Hara for your business insurance today