Quick and personalised indemnity and liability insurance for recruitment professionals and recruitment agencies.Start your quote
Caunce O’Hara & Co Ltd offer specialist business insurance to protect recruitment agencies and recruitment consultants, HR professionals and employment and personnel consultants, from the risks they face daily.
Our AgencyInsure scheme was specifically set up to provide cover to the agencies and professionals operating in the complex recruitment, HR and employment industry.Start your quote
Recruitment Agency insurance has been written to cover the specifics of the recruitment, HR and employment industry. Our policies have been designed to meet your contractual needs and the compliance requirements of your industry, whilst offering comprehensive protection for your clients and your candidates.
As a recruiter your clients rely on you to present the best candidates for the job roles they are looking to fill. This opens your business, and your client’s business, to certain risks which can lead to legal disputes. As you work tirelessly to match the best candidates to the positions available, business insurance is there to help mitigate the risks and safeguard your professional standing.
Recruitment Agency insurance will ensure your business is covered so that you are not negatively impacted financially in the event of a claim.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
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Recruitment Agency insurance will cover a variety of indemnity and liabilities risks, some examples of which are shown below:
As a recruitment professional you are responsible for ensuring the candidates that you put forward to your client for their advertised role are able to meet the requirements of the role as stated in the job description.
If a candidate you recommended is taken on and it comes to light that the candidate lied on their CV and does not have the skills to undertake the tasks of the role, then the client could take legal action against you to recover their recruitment costs. Professional Indemnity insurance would cover you in this instance.
You damage property while working on a clients’ premises
You are visiting a client to discuss potential candidates when you accidentally knock a cup of coffee over onto a sofa in the clients’ meeting room. The client seeks compensation for the damage caused and the costs to have the sofa professionally cleaned. Public Liability insurance would cover you in this instance.
Our industry-specific recruitment insurance is provided through our AgencyInsure scheme.
An example insurance quote for a recruitment agency requiring Professional Indemnity insurance with a £500,000 limit of indemnity cover, and also Employers’ Liability insurance for up to 50 employees would pay £385.00 per annum. (Figure correct as of 10.11.2021).
Alternatively, a recruitment professional with a fee income up to £50,00 per year who requires Professional Indemnity insurance to a limit of £500,0000 of indemnity cover would pay £200.00 per annum. That’s only £16.66 per month. (Figure correct as of 10.11.2021).
If you employ staff you will be required by law to carry a minimum of £5 million of Employers’ Liability insurance. Caunce O’Hara provide £10 million of cover as standard.
Public Liability insurance is often a contractual requirement to protect members of the public, your clients’ staff and their property.
Cyber Liability insurance will respond to protect your recruitment agency in the event of a breach of your systems and your sensitive client data.
Legal Expenses insurance will provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch