Quick and easy commercial crime insurance that protects your business.Start your quote
Commercial Crime is on the increase, with criminals using increasingly sophisticated ways to defraud businesses. Protecting your business against commercial crime should be high on your agenda.Start your quote
Our commercial crime product features a genuine all risks insuring clause, providing protection for all crime exposures, including theft from the insured by anyone (whether employed or not).
Unlike some policies, we don’t limit theft by third parties to certain activities, e.g. incoming cheque forgery or securities fraud. As such, there is no danger that third party theft could fall outside of the cover and fail to trigger the policy. Our policy covers theft by a third party however it is perpetrated.
Commercial crime insurance can be beneficial to anyone who ones or runs a business, no matter how large that business is. Theft and other crime against a business can have catastrophic consequences for the business itself and potentially to those who are connected to that business, such as suppliers and employees.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
We offer two limits of indemnity – £50,000 and £100,000. The excess is dependent on your company turnover, however if your turnover is under £500,000 (on our Freelance scheme) then the excess will be £2,500.
The policy starts from only £75.00 per annum, which we think represents good value for money considering the level of cover and peace of mind that you get from the policy.
Commercial crime insurance will not provide cover for the following:
Professional indemnity insurance (PI) will provide cover for business professionals who provide business services, advice or designs to clients and will cover against claims of negligent work.
Public liability insurance (PL) is designed to protect your business against third party claims for injuries or property damage.
Employers liability insurance (EL) will cover the cost of defending or settling a claim against you from an employee who has suffered injury or disease as a result of the work they do for you.
It is important to be aware that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability, therefore Directors and Officers insurance is a valuable insurance policy which will cover you in this instance, which is provided as part of our Business Combined Liabilities insurance product.
Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation.
Cyber insurance, also known as cyber liability insurance, will cover your business in the event of a malicious attack on your computer systems and your data.
Personal accident insurance can provide cover for your loss of earnings while you are unable to work due to a work-related accident or illness caused by your work.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch