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Working in the construction industry, you face obvious dangers. But being underinsured could be the biggest of them all.

With specialist construction insurance, you’re covered against physical accidents on site, as well as negligence claims if, for example, a project doesn’t match the original plans.

Our plans cover site manager and inspector roles, BREEAM home assessors, construction managers, construction consultants, electronics engineers, town planners and health and safety officers amongst many others.

Protect your business from crippling legal bills and compensation pay-outs with tailor-made construction insurance for a great-value, monthly cost.

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Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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What insurance do I need?

You can choose the right level of cover from our Construction contractors insurance policies. We offer:

  • Professional indemnity insurance

    Nine choices of cover from £50,000 to £5m to protect you if you’re sued for a mistake that happened as a result of your work.

  • Business combined insurance

    Great value, complete cover for your business in one simple bundle. A construction contractor insurance policy includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employer’s liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £10,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Director’s and officer’s liability insurance Up to £250,000 protection if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
  • Tax enquiry and legal expenses insurance

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.

  • Personal accident and sickness insurance

    24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a year.

The benefits of Caunce O’Hara insurance

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