Caunce O’Hara’s Legal Expenses Insurance provides you with £100,000 of cover (in any one claim) for legal representation costs in the event of an investigation brought against you.
The cover provided is delivered via two tier system. Tier 1 is the core cover that the policy provides. Tier 2 is the extra covers that are available to you. Please see the simple infographic below showing each tier.
The comprehensive legal expenses policy covers:
Employment disputes
- ACAS early conciliation
- Employment tribunals response
- Pre-hearing review/Employment status disputes
- Employment tribunal hearing
- County or High Court proceedings
Employment compensation awards
- Awards of compensation
- Settlement of a dispute
- Tribunal fees
Property and landlord and tenant disputes
- Property disputes
- Disputes with your landlord
- Disputes with your tenant
- Eviction
Criminal defence
- Interview under caution
- Prosecution defence
- Motor offences
Tax protection
- Aspect enquiry
- Full enquiry
- National Insurance and PAYE disputes
- Current tax year enquiry
- VAT disputes
Regulatory compliance
- Enforcement notice
- Statutory licence appeals
- Data protection defence
- Data protection compensation
Court attendance costs
- Jury service
- Witness attendance allowance
Employment extra protection
- Pension trustee defence
- Wrongful arrest
- Personal injury
- Discrimination defence
Identity theft
- Unauthorised use of your personal data
- Contracts entered into by a third party, in your name or on your behalf, without your permission
Contract disputes
- Contracts for goods and services
- Contracts for construction and repairs
Some of these issues can leave you with significant costs to pay if you are not insured. You can purchase cover online today, with immediate cover here.
Add a comprehensive contract review for only £50.00
If you are in any doubt as to the validity of your contract, especially in light of IR35 legislation, a contract review can help. It will provide you a clear explanation of your status in the eyes of the HMRC.
Why do I need a contract review?
With HMRC focusing on private sector contractors this financial year it is essential that you ensure your contract fits within IR35 legislation.
A contract review will check that clauses in your contract are compliant and that your working practices follow terms and conditions in your contract.
The contract review, when concluded by tax experts, will give you an IR35 “pass” or “fail”.
You will receive a report which considers both the contractual terms and working practices based on case law and an unbiased, independent opinion which could save you thousands of pounds if HMRC do start an enquiry.
The complete solution
The Legal Expenses Insurance policy provides you with access to free helplines, including; a legal risk advice line, a tax advice line and a law hub which includes live chat and qualified help.
You can buy your policy and contract review online HERE.
Or call one of our friendly team on 0333 321 1403 for immediate cover.
