IT Contractor Insurance

Comprehensive business insurance for IT contractors and IT consultants

In the world of IT contracting, the complexities in the work you undertake are completely different to any other profession. With this in mind, your business insurance needs to be tailored to meet those complexities.

The Information Technology sector is often open to misinterpretation and many people do not understand the complex nature of the work of IT professionals.

At Caunce O’Hara we provide IT specific business insurance policies that meet these requirements. We work with IT professionals like you to build the right cover for your needs. Our flexible approach means that your policy can grow with your business.

Will contractors still need insurance for IR35 after April 6th 2021? Find out in our article.

Contractor insurance policies specific to the IT sector

We have listened to exactly what is important to you and developed business insurance policies that are ideal for IT contractors and consultants, including:

Quick and easy online quotations

Our online application process takes only minutes to complete. If you like your contractor insurance quotation and purchase your policy, your documents will be automatically emailed to you within minutes.

Our business insurance policies include:

Professional Indemnity insurance
Public Liability Insurance
Employers Liability Insurance
Tax Enquiry and Legal Expenses Cover
IR35 Contract Reviews
Personal accident insurance
Directors & officers insurance
Portable equipment insurance
Combined Business Liabilities Insurance – call 0333 321 1403 for details

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online insurance quote

Find out about our Professional Indemnity Insurance here.

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What Insurance Do I Need?

Build your custom IT contractor insurance policy. We offer:

Professional Indemnity Insurance
Legal action against an IT contractor or IT consultant can be very damaging to their career, even if the claims are proven to be unfounded. The time and cost of fighting a legal battle can derail your career, which is why it’s important to have professional indemnity as part of your it contractor insurance policy. Professional indemnity insurance provides coverage to protect you against legal action over the work you carry out as an IT professional. If a client’s website is down and they lose sales and decide to blame you, you will be covered for this loss and won’t have to recoup this from your own pocket.
Business Combined IT Contractor Insurance
A business combined insurance policy for IT professionals provides all the necessary liability insurance and coverage to keep your business and career safe. This includes employers liability insurance to protect you from claims by employees. It also includes public liability insurance to protect you in the event a claim is made by a member of the public. It also includes office contents insurance to cover physical items like laptops and mobile phones which can be very costly to replace without insurance. And finally, our business combined insurance includes directors and officers liability insurance to help protect you from being personally liable as a company director. A product that is designed for IT consultant insurance or IT contractor insurance.
Public Liability Insurance
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
Click here for a quick quote
Personal Accident, Sickness & Travel Insurance
If your role as an IT professional takes you on the road more than usual, we can provide comprehensive travel insurance for a number of situations. You and your family will be covered during personal and business trips throughout the UK and around the world. Injuries are far more likely to occur when you are travelling, so it’s important to have travel insurance for IT contractors in place.
24 hours a day protection (not just while you’re at work) to cover you in case of a work accident or sickness caused by your work. Prices start from only £36.44 a month for £50,000 of cover.
Click here for a quick quote
Tax Enquiry & Legal Expenses and Contract Review
As an IT contractor, your tax situation may be quite complicated and therefore it would be easy to make a mistake on your tax return. With our tax enquiry insurance, you will have access to free 24/7 legal advice to help you understand your situation and options if there is ever a problem with your tax, VAT, debt collection or even just a contract dispute. our Tax Enquiry & Legal Expenses insurance is only £75.00 per annum.
If you purchase a policy you can also add a Contract Review for only £60.00 per contract.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."