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Health and Safety Insurance

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Working in the world of health and safety, you’ll be all too familiar with assessing levels of risk, so you’ll understand more than most the need to have contingency plans in place to cover yourself for all eventualities.

Having the correct levels and types of insurance coverage for the project you’re working on is imperative to protect yourself should anything go wrong whilst you’re working on a contract. Health and safety insurance for consultants is essential.

At Caunce O’Hara, we know exactly what you need. We’ve spent a number of years developing health and safety insurance policies to ensure that all professional are protected with the exact level of H&S insurance needed for their job role. What’s more, your insurance policy is just a few clicks away. Get a quote online today.

Caunce O’Hara offer comprehensive insurance for a range of engineering professions including:

Our business insurance policies include:

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online insurance quote


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What Insurance Do I Need?

Build your custom health and safety consultants insurance policy. We offer:

  • Professional Indemnity Insurance

    The day to day role of a health and safety engineer carries a lot of significant responsibility for the well-being of others, meaning you’re in a unique position that makes the correct insurance coverage essential. With professional indemnity insurance from Caunce O’Hara, you can rest assured that you’ll be covered in the event a claim is made against you. Professional indemnity insurance is essential to provide cover against claims of negligence, which can be very damaging to a health and safety consultant.

  • Business Combined Insurance

    Your business is unique, and your insurance policy should reflect this. In order to provide a broad range of coverage from business threats, we have combined a selection of complementary policies to help protect you and your business. Our business combined insurance includes public liability insurance, which is essential for health and safety contractors who visit clients at their sites, as this is when accidents are most likely to happen. It also includes office contents insurance, with the option to add cover for portable equipment such as laptops or mobile phones. The policy also includes employer’s liability insurance to protect you from claims made by employees, and finally, offers and directors insurance to help protect you from claims made in the event of alleged wrongful acts.

  • Public Liability Insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
    Click here for a quick quote

  • Personal Accident & Sickness Insurance

    As a freelancer or contractor, you will know all too well that you don’t have to same protections offered to full-time employees. If you are injured or too sick to work, you won’t have company sick pay to fall back on, meaning you might struggle to meet your monthly commitments. For a short-term illness, this can be inconvenient, but for a long-term illness or injury, this can be life-changing. With personal accident and sickness insurance, you will be protected in the event you cannot work, so you will never have to worry about being able to make ends meet while you recover.

  • Travel Insurance

    Contractors and freelancers travel more for work than most workers. This is particularly true of health and safety contractors who are regularly visiting different sites outside of their usual place of work. In order to protect yourself while out and about you should consider travel insurance for health and safety contractors. With an annual policy from Caunce O’Hara, you and your family will be covered for unlimited trips in the UK and worldwide (excluding Canada and the US) whether you’re travelling for business or a holiday.

  • Tax Enquiry & Legal Expenses

    It’s very easy to make a mistake on your tax return but it isn’t quite as easy to fix these mistakes if HMRC decides to investigate. An IR35 tax enquiry can be very stressful and time-consuming to deal with. With our tax enquiry and legal expenses cover you can rest assured you’ll be covered for any eventuality. Legal expenses can cover you from claims made against you and for any claims you bring against other individuals. And with our 24/7 legal advice helpline, you’ll never have to wait around for expert legal advice again.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
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0333 321 1403

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