Health and Safety Insurance

Examples of how insurance will help you include:

Professional negligence

A poorly conducted risk assessment, or a risk assessment that is backed-up with poor advice, can cost your client money they don’t need to spend and/or it can potentially cause an accident which could result in an injury or fatality depending on the industry and circumstances.

Professional Indemnity insurance would respond to provide cover for your legal costs in this instance.

Accidental damage

Accidental damage and/or personal injury caused to a member of the public, such as your client or a member of their staff. Or damage to a clients’ property while you are on-site conducting a health and safety assessment.

Public Liability insurance would respond to provide cover for your legal costs in this instance.

With our online quote and buy system you can see a quote for your business insurance in a matter of minutes.

An example quote: a health and safety consultant with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, you would pay as little as £320.00 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 22.11.2021).

If you are a self-employed business owner it is important to be aware that a claim can be made against you personally and with unlimited personal liability. Directors and Officers insurance will cover for you in this instance.

Legal Expenses insurance will cover costs incurred from a legal occurrence that your indemnity and liability insurance does not cover, for example: the costs incurred from a tax investigation, costs incurred from having to attend jury service, landlord/tenant disputes.