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Massage Therapist Insurance

Quick and personalised insurance for massage therapists.

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As a massage therapist or sports therapist you are in a unique position of trust, so it’s important that you protect your clients with massage therapist insurance.

Whether you specialise in sports massage or pregnancy massages, massage therapist insurance is essential to help your business to thrive and to give you the peace of mind that you are covered should something go wrong.

Ensuring that your clients’ and their belongings are protected when they visit you and your premises is essential to reassure them, and to keep your valued clients coming back for repeat sessions, and to ensure your reputation flourishes via positive word-of-mouth.

Ensuring that you have the correct level of massage therapy insurance in place isn’t be difficult. At Caunce O’Hara we’ve worked with massage and sports therapists up and down the country to help build the ideal business insurance policy for this unique profession.

We’ve taken the stress out of choosing the right level of massage insurance coverage so you can get back to doing what you love and can focus on growing your business.


Our business insurance policies include:

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online small business insurance quote


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What Massage Therapy Insurance Do I Need?

Build your custom massage insurance policy. We offer:

  • Professional Indemnity Insurance

    This type of massage insurance will protect you from claims made against you by clients, even if they are unfounded or nuisance claims. If a client claims your massage led to an unpleasant side effect, it can be difficult to defend yourself, but with professional indemnity insurance, you’ll be covered. While it might appear on the surface to be a very relaxing job, working in the massage therapy industry can be anything but. From clients disputing the level of service to simply refusing to pay, professional indemnity insurance will help to protect you from this and more. This kind of massage therapy insurance could help your business to grow and flourish.

  • Business Combined Insurance

    In order to provide comprehensive massage insurance coverage, we’ve combined some of our most popular policies into one easy-to-understand package. Our business combined insurance policy includes the following coverage:

    • Public liability insurance
    • Employer’s liability insurance
    • Directors and officers insurance
    • Office contents insurance

    If you need to protect specialist equipment in your place of work, or if you want to protect yourself from claims made against you by the public, then this type of insurance for massage therapists is essential. Public liability insurance is particularly important as it will protect you in the event a client or other party is injured or suffers damage to their property as a result of your business.

  • Public Liability Insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
    Click here for a quick quote

  • Tax Enquiry & Legal Expenses Insurance & Contract Review

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRCTax Enquiry & Legal Expenses Insurance & Contract Review investigations. £100,000 cover for just £75 a year.
    IR35 Contract Reviews available for only £60.00 per contract when you purchase this policy.
    Click here for a quick quote

  • Personal Accident & Sickness Insurance

    When you are your own boss, you have a lot more freedom. With this freedom comes the pressure of knowing that if you are too sick or injured to work, your income could easily dry up. With personal accident and sickness insurance from Caunce O’Hara, you’ll be covered in the event you are too sick or injured to work. Being a massage therapist is very physical work, so your income could easily be impacted if you injure your hand, for example. Injury and illness can happen at any time, so it makes sense to make sure you are covered with massage therapy insurance.

  • Travel Insurance

    As a massage therapist, you will probably travel more for work than other professionals. If you visit clients in their homes, in the gym, or other health facilities, you will need to ensure you have travel insurance. Our annual travel insurance from Caunce O’Hara goes beyond the typical holiday policy and provides year-round coverage for business or leisure trips in the UK and abroad (excluding the US and Canada). Travel insurance for massage therapists is important for ensuring you are protected while out and about.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
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Give us a call and tell us all about your indemnity requirements.

0333 321 1403

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