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Massage therapists are in a unique position of trust, and it’s important that you protect your clients with the right kind of insurance. Whether you specialise in sports massage or pregnancy massages, massage insurance is essential to help your business to thrive.

Ensuring that you have the right massage therapy insurance needn’t be difficult. We’ve worked with massage therapists up and down the country to help build the ideal insurance policy for this unique career. Ensuring that your clients and their belongings are protected when they visit you is essential to ensure they keep coming back and your reputation flourishes.

We’ve taken the stress out of choosing the right level of massage insurance coverage so you can get back to doing what you love. With the help of our expert legal team behind you, you can focus on growing your business rather than insurance for massage therapists.

Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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What Massage Therapy Insurance Do I Need?

Build your custom massage insurance policy. We offer:

  • Professional Indemnity Insurance

    This type of massage insurance will protect you from claims made against you by clients, even if they are unfounded or nuisance claims. If a client claims your massage led to an unpleasant side effect, it can be difficult to defend yourself, but with professional indemnity insurance, you’ll be covered. While it might appear on the surface to be a very relaxing job, working in the massage therapy industry can be anything but. From clients disputing the level of service to simply refusing to pay, professional indemnity insurance will help to protect you from this and more. This kind of massage therapy insurance could help your business to grow and flourish.

  • Business Combined Insurance

    In order to provide comprehensive massage insurance coverage, we’ve combined some of our most popular policies into one easy-to-understand package. Our business combined insurance policy includes the following coverage:

    • Public liability insurance
    • Employer’s liability insurance
    • Directors and officers insurance
    • Office contents insurance

    If you need to protect specialist equipment in your place of work, or if you want to protect yourself from claims made against you by the public, then this type of insurance for massage therapists is essential. Public liability insurance is particularly important as it will protect you in the event a client or other party is injured or suffers damage to their property as a result of your business.

  • Personal Accident & Sickness Insurance

    When you are your own boss, you have a lot more freedom. With this freedom comes the pressure of knowing that if you are too sick or injured to work, your income could easily dry up. With personal accident and sickness insurance from Caunce O’Hara, you’ll be covered in the event you are too sick or injured to work. Being a massage therapist is very physical work, so your income could easily be impacted if you injure your hand, for example. Injury and illness can happen at any time, so it makes sense to make sure you are covered with massage therapy insurance.

  • Travel Insurance

    As a massage therapist, you will probably travel more for work than other professionals. If you visit clients in their homes, in the gym, or other health facilities, you will need to ensure you have travel insurance. Our annual travel insurance from Caunce O’Hara goes beyond the typical holiday policy and provides year-round coverage for business or leisure trips in the UK and abroad (excluding the US and Canada). Travel insurance for massage therapists is important for ensuring you are protected while out and about.

  • Tax Enquiry & Legal Expenses

    When you run your own business, you are solely responsible for ensuring your tax documents are up to date. From time to time, HMRC will carry out an IR35 enquiry into your tax returns which can be very time-consuming to manage. With tax enquiry and legal expenses insurance from Caunce O’Hara, you can be assured that you will have access to expert advice and the support of our entire legal team behind you.

The benefits of Caunce O’Hara insurance


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