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Massage Therapist Insurance

Quick and personalised insurance for massage therapists.

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As a massage therapist or sports therapist you are in a unique position of trust, so it’s important that you protect your clients with massage therapist insurance.

Whether you specialise in sports massage or pregnancy massages, massage therapist insurance is essential to help your business to thrive and to give you the peace of mind that you are covered should something go wrong.

Ensuring that your clients’ and their belongings are protected when they visit you and your premises is essential to reassure them, and to keep your valued clients coming back for repeat sessions, and to ensure your reputation flourishes via positive word-of-mouth.

Ensuring that you have the correct level of massage therapy insurance in place isn’t be difficult. At Caunce O’Hara we’ve worked with massage and sports therapists up and down the country to help build the ideal business insurance policy for this unique profession.

We’ve taken the stress out of choosing the right level of massage insurance coverage so you can get back to doing what you love and can focus on growing your business.

Call 0333 321 1403 to speak to one of our team and to request a quote for your therapist insurance or click the quote button.

Click here for a competitive online quote for your therapist insurance

What Massage Therapy Insurance Do I Need?

Build your custom massage insurance policy. We offer:

  • Professional Indemnity Insurance

    This type of massage insurance will protect you from claims made against you by clients, even if they are unfounded or nuisance claims. If a client claims your massage led to an unpleasant side effect, it can be difficult to defend yourself, but with professional indemnity insurance, you’ll be covered. While it might appear on the surface to be a very relaxing job, working in the massage therapy industry can be anything but. From clients disputing the level of service to simply refusing to pay, professional indemnity insurance will help to protect you from this and more. This kind of massage therapy insurance could help your business to grow and flourish.

  • Business Combined Insurance

    In order to provide comprehensive massage insurance coverage, we’ve combined some of our most popular policies into one easy-to-understand package. Our business combined insurance policy includes the following coverage:

    • Public liability insurance
    • Employer’s liability insurance
    • Directors and officers insurance
    • Office contents insurance

    If you need to protect specialist equipment in your place of work, or if you want to protect yourself from claims made against you by the public, then this type of insurance for massage therapists is essential. Public liability insurance is particularly important as it will protect you in the event a client or other party is injured or suffers damage to their property as a result of your business.

  • Personal Accident & Sickness Insurance

    When you are your own boss, you have a lot more freedom. With this freedom comes the pressure of knowing that if you are too sick or injured to work, your income could easily dry up. With personal accident and sickness insurance from Caunce O’Hara, you’ll be covered in the event you are too sick or injured to work. Being a massage therapist is very physical work, so your income could easily be impacted if you injure your hand, for example. Injury and illness can happen at any time, so it makes sense to make sure you are covered with massage therapy insurance.

  • Travel Insurance

    As a massage therapist, you will probably travel more for work than other professionals. If you visit clients in their homes, in the gym, or other health facilities, you will need to ensure you have travel insurance. Our annual travel insurance from Caunce O’Hara goes beyond the typical holiday policy and provides year-round coverage for business or leisure trips in the UK and abroad (excluding the US and Canada). Travel insurance for massage therapists is important for ensuring you are protected while out and about.

  • Tax Enquiry & Legal Expenses

    When you run your own business, you are solely responsible for ensuring your tax documents are up to date. From time to time, HMRC will carry out an IR35 enquiry into your tax returns which can be very time-consuming to manage. With tax enquiry and legal expenses insurance from Caunce O’Hara, you can be assured that you will have access to expert advice and the support of our entire legal team behind you.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
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Give us a call and tell us all about your indemnity requirements.

0333 321 1403

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