Massage Therapist Insurance

Massage therapists are engaged by people to help them feel good and relax, and to potentially recover from injuries and muscle stiffness. Any advice provided that a client deems to be poor and ineffective could lead to a negligence claim.

Poor advice leads to injury

An example could be that you provide a stretching plan for your client, but they don’t feel any better or they feel worse, due to not doing the stretches properly. They cite that you did not show them how to stretch properly. Professional Indemnity insurance would respond to provide cover most instances such as these.

A client is injured whilst in your care

A client sustains an injury during whilst on your premises by slipping and falling and breaking their wrist as they try to cushion their fall. This instance you would be covered by Public Liability insurance.

With our online quote system you can get an indicative quote for your insurance in a matter of minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.

What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.

Professional Indemnity insurance which will provide cover for poor advice, you will typically be required to carry Public Liability insurance because you meet clients face-to-face.

It is important to be aware that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.

If you handle client data, which could be in the form of online bookings and payments, then a cyber liability insurance policy could be key to ensuring you are covered in case your computer system is breached and the data is stolen.

Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or the costs incurred by a landlord or property dispute.