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Massage Therapist Insurance

Quick, easy and personalised business insurance for massage therapists and masseuses.

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Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
massage business insurance

Caunce O’Hara business insurance provides cover for legal fees in case something goes wrong and a client makes a claim against you.

As a massage therapist or sports therapist you are in a unique position of trust, so it’s important that you protect your clients with massage therapist insurance. Whether you specialise in sports massage or pregnancy massages, massage therapist insurance is essential to help your business thrive and give you peace of mind that you are covered should something go wrong.

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Why do massage therapists need insurance?

Ensuring that your clients and their belongings are protected when they visit you and your premises is essential to reassure them, to keep your clients coming back for repeat sessions, and to ensure your reputation flourishes via positive word-of-mouth.

Business insurance protects you and your clients. If a client makes a claim against you based on poor advice, or citing an injury caused by a massage you have provided, then your indemnity and liability policies will respond to provide the cover you need.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

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I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
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Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
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Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
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Frequently Asked Questions

Massage therapists are engaged by people to help them feel good and relax, and to potentially recover from injuries and muscle stiffness. Any advice provided that a client deems to be poor and ineffective could lead to a negligence claim.

Poor advice leads to injury

An example could be that you provide a stretching plan for your client, but they don’t feel any better or they feel worse, due to not doing the stretches properly. They cite that you did not show them how to stretch properly. Professional Indemnity insurance would respond to provide cover most instances such as these.

A client is injured whilst in your care

A client sustains an injury during whilst on your premises by slipping and falling and breaking their wrist as they try to cushion their fall. This instance you would be covered by Public Liability insurance.

With our online quote system you can get an indicative quote for your insurance in a matter of minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.

What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.

Professional Indemnity insurance which will provide cover for poor advice, you will typically be required to carry Public Liability insurance because you meet clients face-to-face.

It is important to be aware that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.

If you handle client data, which could be in the form of online bookings and payments, then a cyber liability insurance policy could be key to ensuring you are covered in case your computer system is breached and the data is stolen.

Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or the costs incurred by a landlord or property dispute.

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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Contact Caunce O'Hara for your business insurance today