Cover for your business, staff, tools and equipment
Quick online quotes in less than 90 seconds
Rated 4.7 out of 5 by our customers on Feefo
Caunce O’Hara tradesman insurance for joiners provides expert industry-specific cover for a range of risks faced daily by self-employed trades professionals, providing you with peace of mind to get on with your job knowing you’re covered should something go wrong.Start your quote
Joiners insurance provides liability cover for you against the unexpected, such as a client’s property being damaged during the course of your work or a member of the public sustaining an injury that you are alleged to be responsible for.
As a carpenter, you work with sharp tools which can cause personal injury and property damage. Accidents will happen, and if property damage does occur or someone does get injured, whether it’s on their premises or yours, you could be held liable and find yourself facing a claim.
Without the right level of public liability insurance in place you could find yourself facing legal costs that could have financial implications for your business.
Our insurance policies can provide you with the peace of mind that, if something goes wrong, you’ll be covered if you need to defend a claim against yourself. We also offer a range of insurance policies for your staff, your tools, personal accidents, and claims of negligence in your work.
As trades insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
Our cover for carpenters has been created to protect against the risks you potentially face daily, such as:
Third-party injury – A client sustains an injury when visiting your workshop by treading on a nail that was sticking out of a piece of timber. Another scenario could include a client visiting your premises and being hit on the leg by a stack of timber materials slipping.
Property damage – You’ve created a bespoke cabinet for a client and while you are lifting it into the client’s home you damage a wall, ripping the wallpaper and gouging a hole in the plaster work.
Negligent work – You’re commissioned to build a bespoke piece of furniture for a client. You build the furniture item and are proud of what you’ve created. When you deliver it to your client the item doesn’t fit the space allocated for it. Your client alleges negligence in your measurements which resulted in the mistake.
Theft or damage to tools and trade materials – Whilst delivering a completed project to a client, your van is broken into and the tools you are carrying with you are stolen.
At Caunce O’Hara we offer you the ability to customise your carpenters insurance to meet your own needs. If you simply want public liability insurance, that’s fine with us. If you want additional protection for your employees, work accidents, or negligence claims, we can help you with that too. We have a range of insurance policies to suit most needs of the trades sector.
Caunce O’Hara are specialists for trades insurance. These are just a few of the reasons to choose us for your cover:
Quick online quotes
By completing our simple online quote form you can get a quote in as little as 90 seconds.
We have always strived to provide value for money for our clients. Our pricing is fully transparent, meaning you won’t be charged any hidden or unnecessary fees.
Platinum rated customer service
Looking after our customers has always been at the top of Caunce O’Hara’s priorities, which is reflected in our positive Feefo feedback.
Over 25 years’ experience
We have been offering business insurance to self-employed professionals since 1995. As a result we understand the needs of self-employed business owners and freelance contractors, which enables us to provide the cover you need.
The cost of an annual premium varies depending on your type of cover and the level of cover you need. Our public liability insurance for carpenters starts from as little as £70.67 per annum for £1million of annual cover.
As well as public liability insurance, we offer a range of insurance covers for your individual circumstances, including:
The excess is the amount you pay towards a claim you make on your insurance policy. For example, if you make a claim for £1,000 for stolen tools and your excess is £200, then your payout will be £800.
|Insurance policy||Lowest excess||Highest excess|
|Public liability insurance||£250||£250|
|Employers’ liability insurance||£0||£0|
|Tools & trade materials cover (can only be purchased with the public liability policy)||£250||£250|
|Personal accident insurance||£0||£0|
|Professional indemnity insurance||£250||£500|
Please note the figures shown are for illustrative purposes only and any excess applied to your quote may differ.
Call 0333 321 1403
Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch