Bespoke tradesman insurance for self-employed carpet fittersStart your quote
Cover for your business, staff, tools and equipment
Quick online quotes in less than 90 seconds
Rated 4.7 out of 5 by our customers on Feefo
Caunce O’Hara tradesman insurance provides comprehensive cover for a range of risks faced daily by self-employed carpet fitters to cover the cost of potential mistakes and accidents.
Ever wondered what would happen if you accidentally injured someone during a job? Or how you’d cope if a job didn’t quite go as planned? Our carpet fitter insurance will protect you so you can concentrate on your job.Start your quote
Public liability insurance is a commonly required cover for tradesmen. Our trades insurance for will cover you if someone experiences an injury or if property is damaged as a result of your carpet fitting work.
The policy will cover you for claims such as:
We offer a range of trades insurance policies to protect carpet fitters, which enable you to build a trades insurance package that will protect your business, your staff and your equipment.
Accidents occur and things can go wrong due to something that‘s beyond your control, therefore it’s important to be prepared so you can minimise the impact on your business if a claim is made against you.
Examples of why carpet fitters need insurance can include:
As trades insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
At Caunce O’Hara we offer the opportunity to customise your trades insurance to meet your needs, including:
Property damage – You accidentally damage a customer’s property when carrying your equipment into the premises requiring the damage to be repaired.
Injury to the general public – A passer-by sustains an injury when they trip over carpet off-cuts that have been discarded outside the premises.
Theft or damage to your tools and trade materials – Whilst fitting at a customer’s home, your van is broken into and essential tools are stolen.
If you just want basic public liability cover for potential accidents caused to third parties or third-party property damage, or if you want to cover extra incidents such as protection for your employees, work accidents, or negligence claims then we can offer insurance products that can help you with that too. We have a range of covers to suit most requirements.
Caunce O’Hara are experts for tradesman insurance. These are just a few of the reasons to choose us for your cover:
Quick online quotes
Complete our simple online quote form and get a quote in as little as 90 seconds.
Our pricing is fully transparent, meaning you won’t be charged any hidden or unnecessary fees.
Platinum rated customer service
Customer service has always been at the top of Caunce O’Hara’s priorities, which is reflected in our positive Feefo feedback.
Over 25 years’ experience
We have been offering business insurance to self-employed professionals since 1995. As a result we understand the needs of self-employed business owners and contractors, which enables us to provide the cover you need.
The cost of an annual premium varies depending on your type of cover and the level of cover you need. Our trades public liability insurance for carpet fitters starts from £84.80*, which we think represents real value for money.
* Price quoted is an annual figure, inclusive of Insurance Premium Tax at the current rate, and based on a carpet fitter requiring £1million public liability insurance, with 1 employee, 5+ years trading and no claims in the last 3 years.
As well as public liability insurance, we offer a range of insurance covers for your individual circumstances, including:
The excess is the amount you pay towards a claim you make on your insurance policy. For example, if you make a claim for £1,000 for stolen tools and your excess is £200, then your payout will be £800.
|Insurance policy||Lowest excess||Highest excess|
|Public liability insurance||£250||£250|
|Employers’ liability insurance||£0||£0|
|Tools & trade materials cover (can only be purchased with the public liability policy)||£250||£250|
|Personal accident insurance||£0||£0|
|Professional indemnity insurance||£250||£500|
Please note the figures shown are for illustrative purposes only and any excess applied to your quote may differ, or affect the price.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch