Cover for your business, staff, tools and equipment
Quick online quotes in less than 90 seconds
Rated 4.7 out of 5 by our customers on Feefo
Whether you clean people’s homes or office premises, or provide a specialist service such as carpet and upholstery cleaning, you really don’t want to be without cleaners insurance. Without it, your business really could end up in a financial mess.Start your quote
Cleaners insurance will protect you and your cleaning business if something goes wrong. Our insurance policies offer a range of cover that can be tailored to meet your needs, providing you with all-round protection.
No matter how careful you are, you might easily break something valuable in a customer’s home or office. Without cleaners insurance, you could face compensation costs that you’d have to pay out of your own pocket.
Examples of why cleaners need insurance can include:
As trades insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
At Caunce O’Hara we offer the opportunity to tailor your insurance to meet your specific needs, including:
Property damage – You accidentally damage a customer’s property whilst cleaning the premises requiring the damage to be repaired. In a residential home this could be an ornament, a work of wall art, or a piece of furniture. In a commercial situation, property damage could include computers, monitors, and printers.
Injury to the general public – A passer-by sustains an injury when they slip on a wet floor that you have cleaned and have forgotten to display slip hazard signage.
Caunce O’Hara are experts for tradesman insurance. These are just a few of the reasons to choose us for your cover:
Quick online quotes
Complete our simple online quote form and get a quote in as little as 90 seconds.
Our pricing is fully transparent, meaning you won’t be charged any hidden or unnecessary fees.
Platinum rated customer service
Customer service has always been at the top of Caunce O’Hara’s priorities, which is reflected in our positive Feefo feedback.
Over 25 years’ experience
We have been offering business insurance to self-employed professionals since 1995. As a result we understand the needs of self-employed business owners and contractors, which enables us to provide the cover you need.
The cost of an annual premium varies depending on your type of cover (residential or commercial cleaning) and the level of cover you require. Our public liability insurance starts from £56.54* for residential cleaners and from £70.66*for commercial cleaners.
* Price quoted is an annual figure, inclusive of Insurance Premium Tax at the current rate, and based on £1million public liability insurance, with 1 employee, 5+ years trading and no claims in the last 3 years.
As well as public liability insurance, we offer a range of insurance covers for your individual circumstances, including:
The excess is the amount you pay towards a claim you make on your insurance policy. For example, if you make a claim for £1,000 for stolen tools and your excess is £200, then your payout will be £800.
|Insurance policy||Lowest excess||Highest excess|
|Public liability insurance||£250||£250|
|Employers’ liability insurance||£0||£0|
|Tools & trade materials cover (can only be purchased with the public liability policy)||£250||£250|
|Personal accident insurance||£0||£0|
|Professional indemnity insurance||£250||£500|
Please note the figures shown are for illustrative purposes only and any excess applied to your quote may differ, or affect the price.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch