Cover for your business, staff, tools and equipment
Quick online quotes in less than 90 seconds
Rated 4.7 out of 5 by our customers on Feefo
As a handyman you will always be in demand because you are able to turn your hand to almost any task, large or small such as plumbing jobs, building work, laying decking, to name but a few.
The key to ensuring your continued success is to be professional so that you instill trust in your customers. Professionalism doesn’t just mean being polite when meeting customers and providing a clear written quote for your customers. It also includes being prepared for the unexpected by ensuring you are insured, which also provides cover for your customers should there be a problem. That’s where handyman insurance comes in.Start your quote
Handyman insurance protects you and your business in the event that something goes wrong. Our insurance policies offer a range of cover for your power tools to public liability insurance, from accidental damage to property to personal accident cover in case you sustain an injury and are unable to work.
At Caunce O’Hara we can tailor your insurance to meet your needs and give you peace of mind that you’ll be protected if something goes wrong.
However careful you are, there’s always a very real possibility that you’ll cause some accidental damage to a customer’s property. Even worse, there’s a chance that something you do (or forget to do) could result in a customer suffering an injury.
Examples of why a handyman needs insurance include:
As trades insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
Select a product to find out more and get a quote.View all
Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
At Caunce O’Hara we offer the opportunity to tailor your insurance to meet your needs, including:
Property damage – You accidentally damage a customer’s property when fitting a wardrobe, or when drilling though a wall you hit a water pipe.
Injury to the general public – You are doing work at a customers’ home and you leave your debris on the footpath with the intent to clear it away at the end of the day. A passer-by sustains an injury when they trip over the items you’ve left in the way.
Theft or damage to your tools and trade materials – Your van is broken into and your tools are stolen.
Caunce O’Hara are experts for tradesman insurance. These are just a few of the reasons to choose us for your cover:
Quick online quotes
Complete our simple online quote form and get a quote in as little as 90 seconds.
Our pricing is fully transparent, meaning you won’t be charged any hidden or unnecessary fees.
Platinum rated customer service
Customer service has always been at the top of Caunce O’Hara’s priorities, which is reflected in our positive Feefo feedback.
Over 25 years’ experience
We have been offering business insurance to self-employed professionals since 1995. As a result we understand the needs of self-employed business owners and contractors, which enables us to provide the cover you need.
The cost of an annual premium depends on your type of insurance and the level of cover you need. Our public liability insurance for handymen starts from £127.20*.
* Price quoted is an annual figure, inclusive of Insurance Premium Tax at the current rate, and based on a handyman (property maintenance only) requiring £1million public liability insurance, with 1 employee, 5+ years trading, and no claims in the last 3 years.
As well as public liability insurance, we offer a range of insurance covers for your individual circumstances, including:
The excess is the amount you pay towards a claim you make on your insurance policy. For example, if you make a claim for £1,000 for stolen tools and your excess is £200, then your payout will be £800.
|Insurance policy||Lowest excess||Highest excess|
|Public liability insurance||£250||£250|
|Employers’ liability insurance||£0||£0|
|Tools & trade materials cover (can only be purchased with the public liability policy)||£250||£250|
|Personal accident insurance||£0||£0|
|Professional indemnity insurance||£250||£500|
Please note the figures shown are for illustrative purposes only and any excess applied to your quote may differ, or affect the price.
Call 0333 321 1403
Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch