Food & Drink - Business Insurance | Freelancer Insurance

The pressures of the fast-moving food and beverage industry mean mistakes can happen and that interruptions can have a significant impact on your business.

At Caunce O’Hara we have specifically designed insurance products for the Food & Drink sector which provide comprehensive and robust protection to ensure disruption to your business is kept to an absolute minimum should a claim arise.

Our specialist covers will include protection for your Buildings, Contents, Stock, Business Interruption, Liabilities and Loss of Licence to mention but a few. Covers are arranged on an ‘All Risks’ basis ensuring the widest protection available is given at all times.

Keeping your business covered

Our flexible policies let you choose the right level of cover for your business and extend it to tailor your insurance package specifically to your company. Just call our insurance experts and we’ll give you all the advice you need.

Public liability
Cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business
Product liability
Cover for legal fees and damages if your product causes injury or damage to your customers or their business
Employers liability
A UK business requirement, covering your business for compensation or legal fees if your staff get ill or injured at work
Commercial legal expenses
Cover to pay legal fees in commercial court cases
Business interruption
Cover when your business is unable to operate due to fire, flood or theft, or other circumstances beyond your control
Buildings and contents
Cover for your physical assets, including buildings and contents, plant and machinery, stock and tools
Goods in transit
Cover for loss or damage to your property while in transit, including loading and unloading
Product recall
Cover for the cost of recalling a faulty or dangerous product
Directors and officers
Protects directors and officers against personal claims

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."