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In an increasingly-regulated working environment, it’s important to have insurance in place that fully protects your umbrella company and the employees and contractors who work within it.

We were the first broker to write and introduce an insurance policy specifically for umbrella companies in 2001. Since then we’ve been providing and enhancing our tailored product to meet the industry’s unique and frequently changing needs.

With vast experience and a thorough understanding of the market, we’re able to offer an insurance policy that responds immediately to our customer’s requirements, ensuring they’re fully protected and compliant.

We’re also flexible enough to cater for evolving needs that may arise or indeed be forced upon you.

Our industry-leading product, Umbrella Insure, provides maximum functionality whilst affording a comprehensive and wide ranging suite of covers underwritten in one policy by one insurer.


What insurance do I need?

Choose from 12 insurance options to build your perfect package, starting with standard covers like professional indemnity and public & employers liability and then select from nine optional extensions.

  • Professional indemnity

    Cover for unintentional breach of contract, negligence, breach of confidence or intellectual rights, defamation and civil liability

  • Public liability

    Cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Employers liability

    Protection of up to £10 million, covering you for claims from employees for injury or illness during their employment. This is legally required for most companies, and is compulsory for many contracts. So it’ll help you stay compliant and win new business.

The benefits of Caunce O’Hara insurance


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