Whether you work in an office or from a home office, it’s important to ensure that your office assets, such as your computers and electronic office equipment, furniture, stationery and documents are covered in case of an unforeseen event.
Typically, these items which are owned by the business, would not be covered under a household insurance policy. Under the office contents insurance policy, your contents will be covered for ‘All Risks’, which includes but is not limited to theft, fire, water damage from burst pipes and malicious damage.Start your quote
Office contents insurance, sometimes known as business contents insurance or commercial contents insurance, is a type of business insurance that covers assets owned by a business, such as computers, furniture, supplies, stationery and documents whilst within your property.
Office contents insurance is only available if purchased as part of our Business Combined insurance policy, which you will find in the online quote system
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
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You can select from five levels of insurance, from £5,000 up to £50,000, to cover the value of replacing your office contents.
The cover is subject to an excess of £100 which means that you will be required to pay the first £100 of any claim for loss or damage.
In respect of mobile phones the policy excess increases to £250 for each and every claim.
The value you should state when taking out your products liability insurance is the cost to replace the items. This will ensure that you are not underinsured and would be able to replace your items with new, if needs be.
If you have physical office space you can benefit from having your contents insured. Whether you have a fire, flood, break-in or experience another unfortunate event, you could be left facing unforeseen costs to get your business back up and running if you’re not insured
On top of the expenses associated with repairing or replacing equipment, you are likely to suffer from reduced productivity, which can mean missed deadlines, lost earnings and potential reputational damage.
We provide office insurance to suit the needs of most types of businesses, from business consultants to marketing agencies, from IT consultancies to estate agents, and from creative designers to telesales teams.
Get a quote for your office contents insurance today.
If you require higher levels of cover than are listed, please contact us on 0333 321 1403
It may be possible for us to arrange for higher sums to be insured but we would need to discuss the details with you over the phone.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch