Tailored trades liability insurance for plumbers from only £28.33 a monthStart your quote
Cover for your business, staff, tools and equipment
Quick online quotes in less than 90 seconds
Rated 4.7 out of 5 by our customers on Feefo
Caunce O’Hara tradesman insurance for self-employed plumbers offers comprehensive industry-specific cover for a range of risks faced daily by plumbing professionals.
Whether you’re fixing a leak in someone’s home or working on a plumbing contract in an office, our plumber’s insurance will protect you so you can focus on your job knowing you’re covered should something go wrong.Start your quote
Plumbers insurance is designed to protect you against the unexpected, such as you accidentally damage a client’s property while completing a job or someone is injured during the course of your work. Plumbers insurance will protect your business against the legal costs and compensation payments that may be payable in the event of a claim made against you.
No matter how much experience you have as a plumber, mistakes will occur and accidents will happen, usually when you least expect them. Plumbers insurance offers cover for many scenarios, such as you’re fixing a client’s heating system and ruined their carpet with a dirty water leak, or whilst working on a job, your apprentice sustains an injury requiring medical treatment which stops them from working for a few weeks.
Situations like these can lead to insurance claims against you, even if you feel you did nothing wrong.
Our plumbers insurance offers cover for your business against these unwanted scenarios and many others, providing you with the peace of mind if something does go wrong you’ll be covered.
As trades insurance experts, we're your number one choice for your business protection.
Trusted by over 23,000 clients for their business insurance.
Immediate cover available, with documents issued via email in minutes!
Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.
Select a product to find out more and get a quote.View all
Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
We are rated 4.7 out of 5 from 3,500+ reviews on Feefo.com
Plumbers insurance provides cover for a range of instances, depending on the insurance policies that you hold, including:
Injury – You’re equipment and various lengths of piping and other materials are laid out on the floor ready for use. Your client accidentally trips over one of the items and sustains an injury trying to break their fall.
If you have employees, then you are also responsible for their wellbeing and safety. They could bang their head and be concussed whilst working in a confined space. These instances could leave you having to pay for medical costs, legal fees, and even loss of income if you’re not covered.
Property damage – You are installing pipes for a new heating system and spend the day walking in and out of the client’s home. As a result the carpets in the home sustain damage from dirty boots and trade materials. The client pursues you for the cost of having the carpet professionally cleaned.
Tools and trade materials theft or damage – While your tools are in your van parked outside a client’s home, your van is broken into and many of the tools essential to your job are stolen. This stops you from being able to complete the tasks you had planned to carry out that day. Buying replacement tools isn’t something you’ve budgeted for and replacing all of them at once could cause you a serious cashflow problem.
Caunce O’Hara are specialists for trades insurance. These are just a few of the reasons to choose us for your cover:
Quick online quotes
By completing our simple online quote form you can get a quote in as little as 90 seconds.
We have always strived to provide value for money for our clients. Our pricing is fully transparent, meaning you won’t be charged any hidden or unnecessary fees.
Platinum rated customer service
Looking after our customers has always been at the top of Caunce O’Hara’s priorities, which is reflected in our positive Feefo feedback.
Over 25 years’ experience
We have been offering business insurance to self-employed professionals since 1995. As a result we understand the needs of self-employed business owners and freelance contractors, which enables us to provide the cover you need.
The cost of an annual premium varies depending on your type of cover and the level of cover you need. Our trades public liability insurance for builders starts from as little as £28.33 a month for £1million of annual public liability cover, which we think represents value for money.
As well as plumbers public liability insurance, we offer a range of insurance covers for your individual circumstances, including:
The excess is the amount you pay towards a claim you make on your insurance policy. For example, if you make a claim for £1,000 for stolen tools and your excess is £200, then your payout will be £800.
|Insurance policy||Lowest excess||Highest excess|
|Public liability insurance||£250||£250|
|Employers’ liability insurance||£0||£0|
|Tools & trade materials cover (can only be purchased with the public liability policy)||£250||£250|
|Personal accident insurance||£0||£0|
|Professional indemnity insurance||£250||£500|
Please note the figures shown are for illustrative purposes only and any excess applied to your quote may differ.
Call 0333 321 1403
Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch