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No matter how professional, experienced and cautious you are, mistakes do happen. Any business, large or small, that provides a service to customers should consider Professional indemnity insurance.

Our policy provides protection for your business if a client is unhappy with your work or advice and covers legal costs and expenses in defending a claim as well as compensation payable to your client for damages.

Professional indemnity insurance can cover you for mistakes including professional negligence, unintentional breaches of copyright or confidentiality, Data Protection Legislation Prosecution Defence Costs and Loss or Damage Documents.

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Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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Complete your cover

Make sure your business is completely protected. We can also cover you for:

  • Business combined insurance

    Great value, complete cover for your business in one simple bundle. Includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employers’ liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £5,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Directors’ and officers’ liability insurance from £250,000 if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
  • Tax enquiry and legal expenses insurance

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.

  • Personal accident and sickness insurance

    24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a month.

  • Freelance PI Insurance

    Nine choices of cover from £50,000 to £5m to protect you if you’re sued for a mistake that happened as a result of your work.

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  • Energy PI Insurance

    Probably the most important cover an energy contractor needs, insuring you for claims if you’re sued for a mistake that happened as a result of your work, or if a dissatisfied customer files a negligence claim against you. Choose from five limits of cover from £100,000 to £2mill.

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  • Professional Practices PI Insurance

    Probably the most important cover you need, insuring your business for claims up to £2m if you’re sued for an accident that happened as a result of your work, or if a dissatisfied customer files a negligence claim against you.

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The benefits of Caunce O’Hara insurance

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