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Our comprehensive insurance packages make it easy to protect your property against risks, from material damage and acts of terrorism to burglary, fire and flood.

Our polices also provide loss of rent cover should your tenants be unable to use the property due to damage, and liability cover for third parties should an accident or injury occur at your premises.

Our expert team take the time to understand your needs and provide cover that meets those needs at a competitive price.

Whether it’s commercial, residential, mixed use or unoccupied, your property will be protected.

It’s quick and easy to set up and, if you need to claim, we’ll make sure it’s settled fast, so your business can get back to normal.

Keeping your business covered

Our flexible policies let you choose the right level of cover for your business and extend it to tailor your insurance package specifically to your company. Just call our insurance experts and we’ll give you all the advice you need.

  • Public liability

    Cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Buildings and contents

    Cover for your physical assets, including buildings and contents, plant and machinery, stock and tools

  • Employers liability

    A UK business requirement, covering your business for compensation or legal fees if your staff get ill or injured at work

  • Professional indemnity

    Cover for unintentional breach of contract, negligence, breach of confidence or intellectual rights, defamation and civil liability

  • Business interruption

    Cover when your business is unable to operate due to fire, flood or theft, or other circumstances beyond your control

  • Terrorism

    Cover against acts of terrorism that damage your building

  • Accidental damage

    Cover for damage to your buildings caused by workplace accidents

  • Loss of rental income

    Covers loss of rental income after an incident such as a flood or fire

  • Engineering inspection

    Covers costs for legally-required engineering inspections of lifts, industrial boilers and similar equipment

  • Directors and officers

    Protects directors and officers against personal claims

The benefits of Caunce O’Hara insurance


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