Professional Practices Insurance

Easy, quick and personalised business insurance for professional practices and agencies.

Start your quote
Caunce O'Hara Feefo 2022 Platinum Award 250px
Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
employers liability insurance - Professional Practices insurance

Every professional firm or practice that provides advice or consultancy services needs Professional Indemnity insurance. Even if you’re not required to hold it by law or by your regulatory body, you most certainly need it to protect yourself and your business in the event of any claim being made against you for alleged negligence.

Start your quote

What defines a professional practice?

A professional practice is a company that offers business services, advice, and/or designs to its clients. This covers a vast number of UK businesses. Examples include: marketing and design agencies, business management consultancies, accountancy firms, recruitment agencies, architecture and surveyor practices, legal firms, and many more.

Why do professional practices need insurance?

Negligence is a broad term and covers a range of possibilities, none of which need to be a deliberate act. As a result, any professional business that offers business services to its clients can be accused of negligence. If you’re not insured it could cost you a lot of money in legal costs to clear your name and preserve your business’ reputation.

Professional Indemnity insurance will give you the reassurance that you’re covered, allowing you to concentrate on your work.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers
1

Trusted by over 23,000 clients for their business insurance.

2

Immediate cover available, with documents issued via email in minutes!

3

Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
Feefo
Golden star
Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
Feefo
Golden star
Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
Trusted Customer
Feefo

Frequently Asked Questions

Alleged negligent work

  • An accountancy practice could provide incorrect tax advice to a client.
  • A marketing agency could advise on a paid marketing strategy that costs more than was originally quoted to achieve the same results.
  • A business management consultancy could formulate a business plan which overlooks some key data, resulting in the client needing to spend more money than was agreed.

Professional Indemnity insurance would respond to provide cover in instances such as these.

You cause property damage while in a client’s premises

You accidentally damage property while visiting a client’s premises. A claim is made against you for the cost of the damaged item. In this instance, you would be covered by Public Liability insurance.

With our online quote and buy system you can get an indicative quotation for your insurance in a matter of minutes.

If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.

Apart from Professional Indemnity insurance professional practices will typically be required to carry Public Liability insurance, especially if they work from office premises and meet clients face-to-face.

A professional practice will typically employ staff, therefore Employers’ Liability insurance is required by law, with a minimum cover of £5 million. Caunce O’Hara Employers’ Liability insurance provides £10 million of cover as standard.

It is important to be aware that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance is a policy which will cover you in this instance.

If you handle sensitive client data, then a Cyber Liability insurance policy could be valuable to ensure you and your clients are covered.

Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the cost of an IR35 tax investigation, or a property dispute.

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

Get in touch
Contact Caunce O'Hara for your business insurance today