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As a self-employed tradesman, the right insurance policy can help your business thrive.

Whether it’s having your tools stolen, an employee injured falling off a ladder or water damage because you accidentally put a nail through a pipe, our tradesman insurance is specifically designed to cover your day-to-day work.

With comprehensive coverage for over 100 trades, including builders, plumbers, electricians and plasterers, it’s the easy way to keep your business switched on.


Keeping your business covered

You can choose the right level of cover from our Tradesman insurance policies. We offer:

  • Public Liability

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Employers liability insurance

    Legally required for most companies, it offers up to £10 million protection against claims from your employees for injury or illness that happen during their employment. It’s also compulsory for many contracts, so is vital for your business.

  • Tools and trade materials

    Protect yourself against lost or damaged tools and trade materials with five levels of cover, from £1,000 up to £5,000. You’ll need to have our public liability insurance to choose this option.

  • Personal accident and sickness insurance

    24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a year.

The benefits of Caunce O’Hara insurance


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