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Working from home can be a very rewarding experience but if anything goes wrong, you’re unlikely to be covered by your standard home insurance.

Our specialist home business insurance is designed to make sure you’re protected if issues crop up. It covers a wide range of industries, so whether you’re a consultant, a copywriter or an eBay seller, you’re covered.

Our policy provides equipment cover for laptops, mobile phones and general business contents in addition to providing insurance for any liability risks so you’ll know that your business is always in good hands.


Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:

  • Public liability insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Employers’ liability insurance

    Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work

  • Building cover

    Up to £2m for your premises in case of fire, flood, burglary or anything else that affects your building

  • Contents and stock

    Select cover up to £50,000 for the cost of replacing equipment, furnishings, food and drink that are damaged or stolen

  • Goods in transit

    £10,000 cover for goods deliveries that are lost or damaged while in transit

  • Business interruption

    Cover up to £750,000 for lost business if your business has to close due to fire, flood or burglary damage at your home

  • Loss of money

    If you lose money or it’s stolen from a safe at your home, you’re covered up to £10,000

The benefits of Caunce O’Hara insurance


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