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Working from home can be a very rewarding experience but if anything goes wrong, you’re unlikely to be covered by your standard home insurance.
Our specialist home business insurance is designed to make sure you’re protected if issues crop up. It covers a wide range of industries, so whether you’re a consultant, a copywriter or an eBay seller, you’re covered.
Our policy provides equipment cover for laptops, mobile phones and general business contents in addition to providing insurance for any liability risks so you’ll know that your business is always in good hands.
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Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business
Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work
Up to £2m for your premises in case of fire, flood, burglary or anything else that affects your building
Select cover up to £50,000 for the cost of replacing equipment, furnishings, food and drink that are damaged or stolen
£10,000 cover for goods deliveries that are lost or damaged while in transit
Cover up to £750,000 for lost business if your business has to close due to fire, flood or burglary damage at your home
If you lose money or it’s stolen from a safe at your home, you’re covered up to £10,000
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
Tailored protection focused on your needs
Cover for a wide range of industries
Highly competitive premiums
On site assessments and surveys
Experienced advisors on hand to help
A dedicated claims handler
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