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Working From Home Insurance

Easy, quick and bespoke business insurance for freelance professionals who work from home.

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Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
Working from home insurance protection

Our ‘Work From Home’ business insurance is designed to make sure you’re protected if any issues crop up. It covers a wide range of industries, so whether you’re a consultant, a copywriter or an eBay seller, you’re covered.

Working from home can be a very rewarding experience but if anything goes wrong, you might not be covered by your standard home insurance.

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What is work from home insurance?

Our insurance policy, specifically written for professionals working from home, provides equipment cover for laptops, mobile phones and general business contents, in addition to providing insurance for any liability risks so you can rest assured that your business is always in safe hands.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
Great customer service. I’ve been using Caunce O’Hara for my business insurance for several years. Customer service is always excellent! I’d recommend them.
Trusted Customer
Golden star
Efficient and simple. A renewal should be a simple process, and it was. Caunce O'Hara kept me informed with updates. I spoke to an advisor who was prompt and efficient. The documentation came through immediately and is clear so I am set up for another year.
Trusted Customer
Golden star
Provided expert advice and offered required cover. Have provided cover for several years and always competitive and efficient.
Trusted Customer

Frequently Asked Questions

Working from home is more popular than ever. If you are a self-employed professional who works from home, you need to ensure your business equipment is protected and that any business visitors you may receive are also protected.

Your home and contents insurance may not cover your business activities in your house, nor may it cover you if a visiting client/customer trips and injures themselves on your premises. It is advisable to check your home and contacts policy to ensure you are fully covered for your business activities.

If not, then please call us on 0333 321 1403 for a quote.

With our online quote and buy system you can get an indicative quotation for your insurance in a matter of minutes.

The basic Business Combined insurance policy is available for only £112.00, and will provide cover for your business equipment, Public Liability, and Directors and Officers. (Figure correct as of 03.12.2021).

Legal Expenses insurance will cover costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation.

If you are reliant on digital for your profession, then a Cyber Liability insurance policy might be worth a look to protect yours, and your clients’, digital assets and data.

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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Contact Caunce O'Hara for your business insurance today