Easy, quick and bespoke indemnity insurance for counsellors and therapists.Start your quote
Our business insurance offers protection for counsellors and therapists in case of a claim of negligence in your work.
Counsellors and therapists are engaged to help people to overcome the negative effects of some of life’s stresses. As with all professional service providers, counsellors and therapists provide a service that carries an expected level of expertise and professionalism. When things goes wrong, the counsellor/therapist may be held responsible for any financial losses incurred as a result.Start your quote
Our Professional Indemnity insurance (PI) for counselling and therapy professionals is written to ensure you are protected if a claim arises as a result of your work, giving you the peace of mind that you’re covered so you can concentrate on helping your clients.
Compensation claims can be made against counsellors and therapists just as they can be against any other business providing professional services and advice.
If you advise a client to take a course of action as a part of your therapy sessions and they don’t feel any benefit from your advice, then they could make a claim for negligent advice against you.
If a client has an accident while on your premises, they could file a liability claim against you for damages if they have lost income as a result of their injuries.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
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Our Professional Indemnity insurance for counsellors and therapists will provide cover for claims made against them for losses arising from a breach of their professional duty.
Examples of how insurance will help you include:
Poor advice that causes your client a financial loss. Professional Indemnity insurance would respond to provide cover for your legal costs in this instance.
Accident and injury
Accidental personal injury caused to a member of the public, such as your client. Or damage to a clients’ property while you are in a session with them. Public Liability insurance would respond to provide cover for your legal costs in this instance.
Caunce O’Hara’s online quote and buy system will show you an indicative quote for your business insurance in a matter of minutes.
An example quote: a stress counsellor with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, you would pay as little as £225.79 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 24.11.2021).
As a self-employed business owner you need to be aware that a claim can be made against you personally and with unlimited personal liability. Directors and Officers insurance will cover for you in this instance and is available as part of our Business Combined insurance.
Legal Expenses insurance will cover costs incurred from a legal occurrence that your indemnity and liability insurance does not cover, for example: the costs incurred from a tax investigation, costs incurred from having to attend jury service, landlord/tenant disputes.
A breach of your sensitive client data could result in a large fine and other penalties, as well as a loss of your reputation. Our Cyber Liability insurance will provide cover in the event you are unfortunate to be a victim of a cyber attack.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch