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Counselling & Therapist Professional Indemnity Insurance

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Working as a counselling professional is very rewarding, but just like any other business venture, there are certain risks that can threaten your business. Counselling insurance can help to protect you and help your business to thrive.

Insurance for counsellors is becoming more and more common as business owners seek to protect themselves from damaging legal action in an increasingly litigious business arena.

We understand that counselling professionals are busy helping others, which is why we’ve made the process of finding insurance for counsellors as simple as possible.

We work with counsellors and life coaches to help them build the ideal level of cover for their needs. So you’ll never be left with insufficient cover or paying for more than you need. If you visit clients in their own homes, travel insurance can protect you while you’re out and about, while those with permanent premises will want to ensure they have office contents insurance.

We can help guide you through the process to find the right insurance policy for you, whether you’re looking for counselling insurance or life coach insurance.


Our business insurance policies include:

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online small business insurance quote


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What Counselling Insurance Do I Need?

Build your custom counselling insurance policy. We offer:

  • Professional Indemnity Insurance

    Professional indemnity insurance protects you in the event legal action is taken against you and your business. This can be in situations such as alleged professional negligence or non delivery of goods or services. If a client claims your counselling service isn’t sufficient, then professional indemnity insurance will protect you from any claims they might make against you. Even if their claims are unfounded or simply nuisance, the cost of defending yourself can quickly add up. Ensuring your have specialist counselling insurance in the form of professional indemnity insurance will ensure you can keep building your business.

  • Business Combined Insurance

    To simplify the process of finding the right insurance for counsellors, we’ve created the business combined insurance policy which includes comprehensive coverage for a range of situations. Our business combined insurance for counselling professionals includes:

    • Public liability insurance
    • Director's and officer insurance
    • Employer's liability insurance
    • Office contents insurance

    This will protect your business against anything from damage to equipment in your office space to claims made against you by an employee. If you are a director of your business, you will also be protected from personal liability if anything should go wrong with your business.

  • Public Liability Insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
    Click here for a quick quote

  • Tax Enquiry & Legal Expenses Insurance & Contract Review

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRCTax Enquiry & Legal Expenses Insurance & Contract Review investigations. £100,000 cover for just £75 a year.
    IR35 Contract Reviews available for only £60.00 per contract when you purchase this policy.
    Click here for a quick quote

  • Personal Accident & Sickness Insurance

    If you work on a freelance or contract basis, then you won’t be afforded the same levels of employee protection as a traditional employee. This means that if you are too sick or injured to work, your income could very quickly dry up. Personal accident and sickness insurance will help to ease the pressure if you are unable to work due to injury or illness. This will ensure you are able to continue meeting your monthly financial commitments and help you get back on your feet without relying on the government statutory sick pay, which is just £89.35 per week.

  • Travel Insurance

    Another type of essential insurance for counsellors is travel insurance. While you might not think about travel insurance except when you’re jetting off on holiday, our annual travel insurance policy goes above and beyond the usual policy coverage. You’ll be covered for business and leisure trips around the UK and throughout the rest of the world (excluding the US and Canada). This can be a particularly important component of life coach insurance, as you will be required to travel for work more often than office workers.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
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Give us a call and tell us all about your indemnity requirements.

0333 321 1403

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