Counselling & Therapist Professional Indemnity Insurance

Our Professional Indemnity insurance for counsellors and therapists will provide cover for claims made against them for losses arising from a breach of their professional duty.

Examples of how insurance will help you include:

Professional negligence

Poor advice that causes your client a financial loss. Professional Indemnity insurance would respond to provide cover for your legal costs in this instance.

Accident and injury

Accidental personal injury caused to a member of the public, such as your client. Or damage to a clients’ property while you are in a session with them. Public Liability insurance would respond to provide cover for your legal costs in this instance.

Caunce O’Hara’s online quote and buy system will show you an indicative quote for your business insurance in a matter of minutes.

An example quote: a stress counsellor with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, you would pay as little as £225.79 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 24.11.2021).

As a self-employed business owner you need to be aware that a claim can be made against you personally and with unlimited personal liability. Directors and Officers insurance will cover for you in this instance and is available as part of our Business Combined insurance.

Legal Expenses insurance will cover costs incurred from a legal occurrence that your indemnity and liability insurance does not cover, for example: the costs incurred from a tax investigation, costs incurred from having to attend jury service, landlord/tenant disputes.

A breach of your sensitive client data could result in a large fine and other penalties, as well as a loss of your reputation. Our Cyber Liability insurance will provide cover in the event you are unfortunate to be a victim of a cyber attack.