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Engineering Contractor Insurance

Easy, quick and personalised. Buy today.

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As an engineering contractor your clients trust you and your specialist expertise to get things right.

Your clients need engineering contractors they can rely on and they’re putting their business in your hands. Our Engineering Contractor insurance policy insures you against the risks and exposure you face in your professional role.

We understand that mistakes happen and unfortunately fixing them can be expensive. Whether it’s an error in design calculations or flaws in product design, mistakes could cause problems for your client’s business and yours too.

We provide cover for a variety of roles, including CAD, mechanical engineers, field engineers, and health & safety engineers across a wide range of sectors. Purchasing our insurance means that if things go wrong, we’re on hand to sort it out for you.

What insurance do I need?

You can choose the right level of cover from our Engineering Contractors insurance policies. We offer:

  • Professional indemnity insurance

    Nine choices of cover from £50,000 to £5m to protect you if you’re sued for a mistake that happened as a result of your work.

  • Business combined insurance

    Great value, complete cover for your business in one simple bundle. Includes:

    • Public liability insurance for £1 million, with the option to increase to £5m, if you have to visit client premises or they visit yours.
    • Employer’s liability insurance for £10 million, covering you for claims from employees for injury or illness during their employment.
    • Office contents insurance up to £10,000 to protect your office contents, computer equipment and furniture against accidental damage and theft, with optional insurance for portable equipment.
    • Director’s and officer’s liability insurance Up to £250,000 protection if you’re held personally responsible in claims against your business by creditors, employees, customers or regulatory bodies like HMRC.
  • Tax enquiry and legal expenses insurance

    Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRC investigations. £100,000 cover for just £75 a year.

  • Personal accident and sickness insurance

    24 hour a day protection (not just while you’re at work) against personal accidents or sickness, to make sure you can keep paying the bills. Cover from £50,000 for just £35 a year.

Benefits

  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to you own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.7/5 4.85/5
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
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Get in touch

Give us a call and tell us all about your indemnity requirements.

0161 833 2100

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