Graphic Designer Insurance

Easy, quick and personalised business insurance for graphic designers.

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Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
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insurance for freelance graphic designers from Caunce OHara

Our business insurance provides cover for legal fees in case a client makes a claim against you for financial losses due to negligence in your work.

As a graphic designer you will work with a variety of clients on all sorts of projects from illustration to typesetting, to brochure design, website design, and even video designs and presentations. Your profession requires technical skills combined with creative flair, and the ability to interpret a brief to meet your clients’ objectives. If you miss your clients’ objectives you could be liable for a negligence claim.

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What is graphic designer insurance?

Professional Indemnity insurance for graphic designers provides essential business protection for you and your clients.

Our business insurance policies for freelance graphic designers offer cover if a client is unhappy with your work and decides to make a claim against you for a financial loss alleged to have been caused by the designs you produce for them.

Why do graphic designers need insurance?

Despite you producing some outstandingly create designs, that you feel meet your clients’ brief, your client could cite that you misinterpreted the brief and have cost them extra money to get someone else to do the work for them.

They could say that your designs weren’t commercial enough, or the colours you used didn’t match their branding, or that you used imagery that wasn’t consistent with their brand guidelines. The possible reasons for a claim are many.

Thankfully, it’s straightforward to protect yourself and make sure you’re covered for any eventuality with our professional indemnity insurance policy.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers
1

Trusted by over 23,000 clients for their business insurance.

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Immediate cover available, with documents issued via email in minutes!

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Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
Feefo
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Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
Feefo
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Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
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Frequently Asked Questions

Professional indemnity insurance for graphic designers will cover a claim of negligence in your work that is alleged to have caused your client a financial loss.

A couple of examples could include:

Negligence

You are responsible for the designs for a major advertising campaign, including out of home billboard advertising. You get your calculations for scaling-up wrong and as a result the artwork you supply is the wrong dimensions for the hoardings and needs to be printed again at the clients’ cost.

Your client is unhappy at the extra cost and decides to pursue a claim to recoup the costs from yourself citing negligent work on your part.

Another instance of negligent work could be that you send a brochure to print that contains an error in it. The artwork needs to be amended and the printing re-run, incurring extra production costs and delaying the rollout of the project. Your client makes a claim for the extra costs.

Professional Indemnity insurance would respond to provide cover for your legal costs in these instances.

With our online quote and buy system you can see a quote for your Graphic Designer Insurance in a matter of minutes. Professional indemnity insurance can start from as little as £98.00 per annum.

Example quote: a graphic designer with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, would pay as little as £192.00 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 22.11.2021).

Apart from Professional Indemnity insurance, graphic designers are usually asked to carry Public Liability insurance, especially if they work from their clients’ offices.

It’s also important to be aware that as a freelance limited company owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will protect you in this instance, which is provided as part of our Business Combined Liabilities insurance.

If you employ staff, or you’re looking to employ a member of staff you will be required by law to carry Employers’ Liability (EL) insurance. It is common for graphic design businesses to grow, therefore EL insurance could also be a type of cover you could consider.

Tax Enquiry and Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs of an IR35 tax enquiry.

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Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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Contact Caunce O'Hara for your business insurance today