Holistic Insurance | Holistic Therapy Cover

Holistic therapy can be an incredibly rewarding and satisfying career path, helping others to achieve balance through working on their physical, emotional and spiritual well-being.

As a holistic practitioner, however, there are other considerations you need to take into account before you begin practising so that you can maintain your own stress-free state.

One consideration is having the correct holistic insurance policies in place to ensure you’re covered when it comes to working as a therapist.

Insurance for holistic therapy insurance is a niche that we’re very familiar with at Caunce O’Hara, and we have a range of insurance products that have been specifically put together to cater to your needs.

From protection against claims of negligence to making sure you’re financially covered in case of illness or injury, we have all types of holistic insurance services that you could possibly need to practice within the field.

Contact our friendly team today for further information and a quotation on 0333 321 1403

What Insurance Do I Need?

Caunce O’Hara clients are able to build their own tailor made insurance policy from some of the most commonly required insurances by holistic therapists. You may choose from the following:

Professional Indemnity Insurance
Professional indemnity insurance for holistic therapists specifically protects you against claims made by clients that are untrue. For example, if a customer alleges that a practice used in your holistic approach to health has had a negative impact upon them, or has caused unwanted side effects, you will be able to defend yourself appropriately through your professional indemnity cover. This type of holistic therapists’ insurance policy can protect you from anything ranging from allegations of malpractice, right through to clients who refuse to pay for your services.
Business Combined Insurance
With so many years of experience in insurance for holistic therapists, Caunce O’Hara have been able to put together comprehensive packages using a combination of the most popular insurance policies for the industry. Our business combined insurance policy includes the following coverage:
- Public liability insurance
- Employer’s liability insurance
- Directors and officers insurance
- Office/premises contents insurance
This combined insurance package makes sure you’re protected in almost every eventuality, including insuring your equipment from loss, theft or damage, and insuring yourself against claims of injury caused by your practices.
Personal Accident & Sickness Insurance
It can often be the case that holistic therapists spend so much time looking after their clients’ wellbeing that they forget to look after themselves. Whether that’s the case for you or not, it’s recommended that all self-employed people have a personal accident and sickness policy in place. As you’re not an employee, you’re unfortunately not protected fincancially from sickness or injury, particularly long term conditions which could impact the running of your business. If you’re too sick to work or gain a long term injury, clients may begin to look elsewhere for holistic services, meaning your work, and your financial stability with it, can take a downward turn. With personal accident and sickness cover you can rest assured that you’re protected should you find yourself unable to work due to an unforseen illness or accident.
Tax Enquiry & Legal Expenses
When you run your own business, you take on the responsibility for your own tax returns, which can be incredibly daunting when you’re a holistic therapist and not a full time accountant. Enquiries into your tax affairs by HMRC can unfortunately see a small, honest mistake land you in a lot of trouble. This type of insurance policy protects you from the expense of dealing with such tax enquiries, as well as legal expenses should the need arise, so that you can continue to concentrate on your area of expertise.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."