Holistic Therapists | Freelancer And Contractor Insurance

Holistic therapy can be an incredibly rewarding and satisfying career path, helping others to achieve balance through working on their physical, emotional and spiritual well-being.

As a holistic practitioner, however, there are other considerations you need to take into account before you begin practising so that you can maintain your own stress-free state.

One consideration is having the correct holistic insurance policies in place to ensure you’re covered when it comes to working as a therapist.

Insurance for holistic therapy insurance is a niche that we’re very familiar with at Caunce O’Hara, and we have a range of insurance products that have been specifically put together to cater to your needs.

From protection against claims of negligence to making sure you’re financially covered in case of illness or injury, we have all types of holistic insurance services that you could possibly need to practice within the field.

Our business insurance policies include:

Professional Indemnity insurance
Public Liability Insurance
Employers Liability Insurance
Tax Enquiry and Legal Expenses Cover
IR35 Contract Reviews
Personal accident insurance
Directors & officers insurance
Portable equipment insurance
Combined Business Liabilities Insurance – call 0333 321 1403 for details

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online small business insurance quote

Find out more about Professional Indemnity insurance and Public Liability insurance.

What Insurance Do I Need?

Caunce O’Hara clients are able to build their own tailor made insurance policy from some of the most commonly required insurances by holistic therapists. You may choose from the following:

Professional Indemnity Insurance
Professional indemnity insurance for holistic therapists specifically protects you against claims made by clients that are untrue. For example, if a customer alleges that a practice used in your holistic approach to health has had a negative impact upon them, or has caused unwanted side effects, you will be able to defend yourself appropriately through your professional indemnity cover. This type of holistic therapists’ insurance policy can protect you from anything ranging from allegations of malpractice, right through to clients who refuse to pay for your services.
Business Combined Insurance
With so many years of experience in insurance for holistic therapists, Caunce O’Hara have been able to put together comprehensive packages using a combination of the most popular insurance policies for the industry. Our business combined insurance policy includes the following coverage:
- Public liability insurance
- Employer’s liability insurance
- Directors and officers insurance
- Office/premises contents insurance
This combined insurance package makes sure you’re protected in almost every eventuality, including insuring your equipment from loss, theft or damage, and insuring yourself against claims of injury caused by your practices.
Public Liability Insurance
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
Click here for a quick quote
Personal Accident & Sickness Insurance
It can often be the case that holistic therapists spend so much time looking after their clients’ wellbeing that they forget to look after themselves. Whether that’s the case for you or not, it’s recommended that all self-employed people have a personal accident and sickness policy in place. As you’re not an employee, you’re unfortunately not protected fincancially from sickness or injury, particularly long term conditions which could impact the running of your business. If you’re too sick to work or gain a long term injury, clients may begin to look elsewhere for holistic services, meaning your work, and your financial stability with it, can take a downward turn. With personal accident and sickness cover you can rest assured that you’re protected should you find yourself unable to work due to an unforseen illness or accident.
Tax Enquiry & Legal Expenses Insurance & Contract Review
Protects your business against the costs of legal action taken against you, including contract disputes, debt recovery, tax, VAT and HMRCTax Enquiry & Legal Expenses Insurance & Contract Review investigations. £100,000 cover for just £75 a year.
IR35 Contract Reviews available for only £60.00 per contract when you purchase this policy.
Click here for a quick quote

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."