Holistic Insurance Services - Holistic Therapy Insurance

What Insurance Do I Need?

Caunce O’Hara clients are able to build their own tailor made insurance policy from some of the most commonly required insurances by holistic therapists. You may choose from the following:

• Professional Indemnity Insurance

  Professional indemnity insurance for holistic therapists specifically protects you against claims made by clients that are untrue. For example, if a customer alleges that a practice used in your holistic approach to health has had a negative impact upon them, or has caused unwanted side effects, you will be able to defend yourself appropriately through your professional indemnity cover. This type of holistic therapists’ insurance policy can protect you from anything ranging from allegations of malpractice, right through to clients who refuse to pay for your services.

• Business Combined Insurance

  With so many years of experience in insurance for holistic therapists, Caunce O’Hara have been able to put together comprehensive packages using a combination of the most popular insurance policies for the industry. Our business combined insurance policy includes the following coverage:

  • Public liability insurance
  • Employer’s liability insurance
  • Directors and officers insurance
  • Office/premises contents insurance

  This combined insurance package makes sure you’re protected in almost every eventuality, including insuring your equipment from loss, theft or damage, and insuring yourself against claims of injury caused by your practices.

• Personal Accident & Sickness Insurance

  It can often be the case that holistic therapists spend so much time looking after their clients’ wellbeing that they forget to look after themselves. Whether that’s the case for you or not, it’s recommended that all self-employed people have a personal accident and sickness policy in place. As you’re not an employee, you’re unfortunately not protected fincancially from sickness or injury, particularly long term conditions which could impact the running of your business. If you’re too sick to work or gain a long term injury, clients may begin to look elsewhere for holistic services, meaning your work, and your financial stability with it, can take a downward turn. With personal accident and sickness cover you can rest assured that you’re protected should you find yourself unable to work due to an unforseen illness or accident.

• Tax Enquiry & Legal Expenses

  When you run your own business, you take on the responsibility for your own tax returns, which can be incredibly daunting when you’re a holistic therapist and not a full time accountant. Enquiries into your tax affairs by HMRC can unfortunately see a small, honest mistake land you in a lot of trouble. This type of insurance policy protects you from the expense of dealing with such tax enquiries, as well as legal expenses should the need arise, so that you can continue to concentrate on your area of expertise.