What Insurance Do I Need?

Build your custom IT contractor insurance policy. We offer:

• Professional Indemnity Insurance

  Legal action against an IT contractor or IT consultant can be very damaging to their career, even if the claims are proven to be unfounded. The time and cost of fighting a legal battle can derail your career, which is why it’s important to have professional indemnity as part of your it contractor insurance policy. Professional indemnity insurance provides coverage to protect you against legal action over the work you carry out as an IT professional. If a client’s website is down and they lose sales and decide to blame you, you will be covered for this loss and won’t have to recoup this from your own pocket.

• Business Combined IT contractor Insurance

  A business combined insurance policy for IT professionals provides all the necessary liability insurance and coverage to keep your business and career safe. This includes employers liability insurance to protect you from claims by employees. It also includes public liability insurance to protect you in the event a claim is made by a member of the public. It also includes office contents insurance to cover physical items like laptops and mobile phones which can be very costly to replace without insurance. And finally, our business combined insurance includes directors and officers liability insurance to help protect you from being personally liable as a company director. A product that is designed for IT consultant insurance or IT contractor insurance.

• Personal Accident & Sickness Insurance

  When you are your own boss, there’s no company sick pay to fall back on if you are sick or injured. And with statutory sick pay paying out just £85.35 per week for up to 28 weeks, it makes sense to protect yourself in the event you are too sick or injured to work. Our IT contractor insurance includes personal accident and sickness cover, so you can insure a portion of your income to ensure you are never left without sufficient income.

• Travel Insurance

  If your role as an IT professional takes you on the road more than usual, we can provide comprehensive travel insurance for a number of situations. You and your family will be covered during personal and business trips throughout the UK and around the world. Injuries are far more likely to occur when you are travelling, so it’s important to have travel insurance for IT contractors in place.

• Tax Enquiry & Legal Expenses

  As an IT contractor, your tax situation may be quite complicated and therefore it would be easy to make a mistake on your tax return. With our tax enquiry insurance, you will have access to free 24/7 legal advice to help you understand your situation and options if there is ever a problem with your tax, VAT, debt collection or even just a contract dispute.