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In the world of IT, there are so many complexities surrounding the work that you do which are completely different to any other profession. With this in mind, your insurance coverage should be tailored to the work you do.
IT is often open to misinterpretation by outsiders, and not a lot of people understand the complex nature of your work. For this reason, you need an IT contractor insurance policy that will protect you in everything you do.
We don’t work with general insurance policies designed to cover as many industries as possible. Instead, we work with individuals to build the right insurance coverage for their needs. Our flexible approach means that your policy can grow with your business. We have listened to exactly what is important to you and have insurance policies that are ideal for the IT contractor and IT consultant.
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Build your custom IT contractor insurance policy. We offer:
Legal action against an IT contractor or IT consultant can be very damaging to their career, even if the claims are proven to be unfounded. The time and cost of fighting a legal battle can derail your career, which is why it’s important to have professional indemnity as part of your it contractor insurance policy. Professional indemnity insurance provides coverage to protect you against legal action over the work you carry out as an IT professional. If a client’s website is down and they lose sales and decide to blame you, you will be covered for this loss and won’t have to recoup this from your own pocket.
A business combined insurance policy for IT professionals provides all the necessary liability insurance and coverage to keep your business and career safe. This includes employers liability insurance to protect you from claims by employees. It also includes public liability insurance to protect you in the event a claim is made by a member of the public. It also includes office contents insurance to cover physical items like laptops and mobile phones which can be very costly to replace without insurance. And finally, our business combined insurance includes directors and officers liability insurance to help protect you from being personally liable as a company director. A product that is designed for IT consultant insurance or IT contractor insurance.
When you are your own boss, there’s no company sick pay to fall back on if you are sick or injured. And with statutory sick pay paying out just £85.35 per week for up to 28 weeks, it makes sense to protect yourself in the event you are too sick or injured to work. Our IT contractor insurance includes personal accident and sickness cover, so you can insure a portion of your income to ensure you are never left without sufficient income.
If your role as an IT professional takes you on the road more than usual, we can provide comprehensive travel insurance for a number of situations. You and your family will be covered during personal and business trips throughout the UK and around the world. Injuries are far more likely to occur when you are travelling, so it’s important to have travel insurance for IT contractors in place.
As an IT contractor, your tax situation may be quite complicated and therefore it would be easy to make a mistake on your tax return. With our tax enquiry insurance, you will have access to free 24/7 legal advice to help you understand your situation and options if there is ever a problem with your tax, VAT, debt collection or even just a contract dispute.
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
A choice of great-value policies
Worldwide coverage (excluding USA and Canada)
Underwriting by Royal & Sun Alliance Group plc (‘A’ Rated)
Automatic insurance for claims related to past work
Cover for legal defence costs and compensation bills
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