Journalist and Broadcaster Insurance

Easy, quick and bespoke indemnity insurance for journalists and broadcasters.

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Business insurance for journalists and broadcasters

Journalism and broadcasting insurance offers comprehensive cover to provide you with the peace of mind you need to complete your work without worry. Cover includes legal fees to defend claims of negligence, breach of confidentiality, breach of copyright, and libel, slander or defamation of character.

As a journalistic professional you are be tasked with investigation and uncovering the truth about topical issues and events that are in the public’s interest. Your work can lead to uncovering, or even being provided with, misinformation and inaccurate opinion, which you must sift through to get to the facts. This can expose you to potentially publishing incorrect articles on various media platforms that can give rise to a claim.

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What is journalist and broadcaster Insurance?

Professional Indemnity insurance offers business protection for journalists (non-tabloid/national newspapers) and broadcasters if someone makes a claim against you for a financial loss or reputational damage alleged to have been caused by your work.

Business insurance can help you to concentrate on your job with the reassurance that you will be covered in case something does go wrong. Carrying business insurance is also a sign of your level of professionalism.

Why do journalists and broadcasters need insurance?

Journalists and broadcasters need indemnity insurance to cover claims arising from newsgathering and publishing activities. Charges can include defamation, invasion of privacy, infringement of a copyright or trademark, and errors and omissions. Any one of these charges can damage reputations and cost a lot of money in legal fees and compensation payments.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

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Trusted by over 23,000 clients for their business insurance.

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Immediate cover available, with documents issued via email in minutes!

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Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

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I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
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Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
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Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
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Frequently Asked Questions

As a journalist or broadcaster you need to be extremely careful what you write and/or how you present a news article. Any mistake in the detail and information you present, or if you write something that is defamatory about someone’s character or their business, can land you in hot water.

Defamation claims are not uncommon in journalism as people seek to preserve their reputations.

A couple of examples could include:

Defamation

Claims made by one person about another person on a public forum, such as social media, which are untrue or hearsay. The accused person takes legal action to clear their name in court and wins their case.

Professional Indemnity insurance would respond to provide cover for your legal costs in this instance.

Infringement of copyright or trademark

A blatant copy of someone else’s article without their consent and/or without giving them a credit. The wronged party makes a claim for copyright infringement, wins their case and is awarded compensation.

Professional Indemnity insurance would respond to provide cover for your legal costs in this instance.

With our online quote and buy system you can see a quote for your business insurance in a matter of minutes.

An example quote: a journalist (non-tabloid or national newspapers) with an annual turnover of up to £50,000 per annum, with a £500,000 indemnity limit in any one claim, would pay as little as £192.00 per annum for professional indemnity insurance, which we think is great value considering the cover and peace of mind that you benefit from (Figure correct as of 22.11.2021).

Apart from Professional Indemnity insurance, journalists would be best advised to carry Public Liability (PL) insurance as they meet members of the public. PL insurance will provide cover in case you damage someone else’s property or cause an accident and injury to a member of the public in the course of your work.

If you are a freelance journalist who operates via a limited company owner it is important to be aware that a claim can also be made against you personally and with unlimited personal liability. Directors and Officers insurance will offer protection for you in this instance, which is offered as part of our Business Combined Liabilities insurance.

Tax Enquiry and Legal Expenses insurance will cover costs incurred from a legal occurrence that your indemnity and liability insurance does not cover, such as costs incurred from a tax investigation.

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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

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