Call Us: 0161 833 2100

As a mechanical engineer, you’ll be used to working under pressure in environments that require high levels of technical proficiency.

With this in mind, it’s inevitable that things can occasionally go wrong. If you find yourself in a position where something has gone awry, knowing that you have the right levels and types of insurance in place can give you peace of mind, as well as mitigate a potentially stressful and costly situation.

At Caunce O’Hara, we have spent years developing a range of mechanical engineering insurance policies specifically tailored to your profession. With various fields including refrigeration engineers taken into account in how the policy is written, you can rest assured that you’re insured against all eventualities, just in case.

You can now get covered in just a few clicks using our online quote engine.

Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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What Insurance Do I Need?

Build your custom mechanical engineer insurance policy. We offer:

  • Professional Indemnity Insurance

    Professional indemnity insurance for mechanical engineers is essential and some clients won’t let you get started without it. This ensures that both sides are covered in the event your work is faulty or the client makes claims against you which are unfounded. As a freelancer or contractor, claims against your professional work can be very damaging to your reputation but professional indemnity insurance will protect you and your employer. We’ve spent years working with mechanical engineers to help understand their unique needs and how insurance can help them grow their business.

  • Business Combined Insurance

    To simplify the insurance process we have created the business combined insurance package which includes coverage from a number of common business problems. This includes public liability insurance, employer’s liability insurance, office contents insurance and officers and directors insurance. This provides comprehensive coverage for a number of common business issues. Public liability insurance will protect you from any claims made by the public while office contents insurance will protect your office equipment from theft or loss. There is also the option to cover portable equipment, so if you take your business laptop out and about and want to keep it safe, business combined insurance can help.

  • Personal Accident & Sickness Insurance

    There is no safety net when you are your own boss, meaning that freelancers and contractors who get sick or injured are not afforded the same level of protection as a full-time employee. If you get sick or injured and are unable to work, personal accident and sickness insurance will ensure that you are able to keep you monthly financial commitments until you are back on your feet. This is far better than simply saving for a rainy-day fund, as it can provide cover for the duration of the time you are off work. This means you can focus on getting back should the worst happen.

  • Travel Insurance

    Mechanical engineers travel from site to site for their work, which means they will be on the road a lot more than regular office employees. It’s important to make sure you are covered on business trips just as you would with a family holiday. And with business trips being a daily occurrence for mechanical engineers, you need a travel insurance policy that can keep up. With our annual travel insurance policy, you and your family will be covered for unlimited trips around the world (excluding the USA and Canada) whether you are travelling for work or a holiday.

  • Tax Enquiry & Legal Expenses

    Anyone who has ever faced a tax enquiry will know how stressful this can be. We can take the sting out of an IR35 tax enquiry by handling all correspondence so you can get back to work quickly. As an off-payroll worker, you are far more likely to face a tax enquiry so it makes sense to ensure you are sufficiently covered. With our legal expenses cover you’ll also enjoy financial protection if a claim is made against you, or if you need to make a claim against someone else.

The benefits of Caunce O’Hara insurance


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