As a mechanical engineer, you work under pressure in environments that require high levels of technical proficiency and are exposed to potential errors that can cause business disruption and loss of revenue to a client’s business.
Caunce O’Hara’s mechanical engineering insurance can be highly beneficial to you in providing cover should something not go according to plan, compelling your client to make a claim against you for their financial loss.
If you find yourself in this position, knowing that you have the right level of insurance protection in place can give you the peace of mind you need to continue with your work, while also helping to mitigate a potentially stressful and costly outcome.
At Caunce O’Hara, we have developed a range of engineering insurance policies specifically tailored to meet the needs of the broad range of professions.
With various engineering professions considered when the policy was written, you can rest assured that you are insured against most instances from which a claim might arise.
What it costs for cover and your peace of mind, makes our engineering insurance worthwhile, because the alternative if a claim is made against you and you are not insured does not bear thinking about.
Available insurance policies for engineers include:
Professional indemnity insurance – This policy will provide cover if advice, designs, or guidance you have provided to a client cause them a financial loss. The policy will cover legal costs and expenses in defending a claim as well as compensation payable to your client for loss or damages. Making PI a valuable business insurance policy for all engineering businesses.
Business combined liabilities insurance – This policy includes cover for public liability; employers’ liability; optional products liability cover; directors and officers; office contents and portable equipment; additional cost of working cover; and optional manual work insurance.
Personal accident and sickness insurance – This policy will cover you for loss of earnings if you are unable to work due to a work-related accident or illness.
Tax enquiry and legal expenses insurance – This policy provides cover (in any one claim) for legal representation costs in the event of an investigation brought against you. It can be particularly helpful in the event of an IR35 investigation by HMRC.
You can easily purchase cover with just a few clicks using our online quote system. Simply click the quote button to get a quick online quote in minutes.
If you would prefer to speak to one of our team, please call 0333 321 1403.
Caunce O’Hara offer comprehensive business insurance for a range of engineering professions including: