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Design based careers can be incredibly enjoyable and fulfilling, especially when you’re working in the industry on a freelance or contract basis as it enables you to do the work you love on your own terms.
While you might love the flexibility and freedom, it’s also important to make sure you have insurance that offers the right level of coverage to help your business thrive.
From protecting yourself against allegations or negligence to covering yourself in the event of illness, Caunce O’Hara can help your build a tailored insurance policy for your circumstances.
If you’re working in a design career, we can provide the ideal level of insurance to protect you against situations that can crop up more commonly in the design industry.
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Build your custom design professional insurance policy. We offer:
Some clients won’t even let you get started on a project until you have professional indemnity insurance in place. This is to protect you as much as it is to protect them. Working on a freelance or contract basis might offer freedom, but it does come with some level of risk. As with all those who are self-employed, fashion or interior design professionals working on a project basis often find themselves open to certain scenarios that full-time employees don’t have to face. This can be anything from defending claims of copyright infringement, or allegations of negligence or non-delivery by your client.
A popular type of insurance policy for design professionals if business combined insurance. This is a comprehensive package aimed to protect you and your business from a number of issues that may arise. Whilst these situations arising may be rare, it’s important that your insurance provides you with enough protection should any of them occur. Our business combined insurance includes public liability insurance, directors and officers insurance, employer’s liability insurance and office contents insurance. This provides comprehensive cover for a number of situations that might arise as a design professional.
Losing your income because of sickness or injury can be devastating to your career. With personal accident and sickness insurance, you can insure a portion of your income so that you will always be able to cover your core financial commitments and focus on getting healthy again. Injury and illness can happen when you least expect it, so it makes sense to prepare for any situation.
Freelance and contract workers will typically travel for work more often than full-time employees. When you’re travelling to meet clients, it’s important to make sure you are protected against loss or injury. As a design professional, you are far more likely to travel with specialist equipment, so getting the right level of travel insurance is crucial. Travel insurance from Caunce O’Hara provides comprehensive cover for business and personal trips throughout the UK and around the world.
When you are responsible for filing your own tax return, it can be very easy to make a mistake. Unfortunately, it isn’t quite so easy to remedy these mistakes and a tax enquiry can be very costly to defend. Our customers also have access to free legal advice, 24/7, so whether you are facing a contract dispute, debt collectors or other legal expenses, you can rest assured our design professional insurance has you covered.
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
A choice of great-value policies
Worldwide coverage (excluding USA and Canada)
Underwriting by Royal & Sun Alliance Group plc (‘A’ Rated)
Automatic insurance for claims related to past work
Cover for legal defence costs and compensation bills
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