Our business insurance will provide cover for legal fees incurred in the event of claim being made against you by a client.
Reiki is a form of therapy originating in Japan that uses various techniques to reduce stress and promote relaxation in order to promote healing. It is administered by laying on hands and is based on using the unseen life force energy that flows through us all.Get a quote
Reiki is a popular way to relax, but it does have its sceptics. This can leave its healing powers open to misinterpretation.
Business insurance protects you and your clients. If a client makes a claim against you based on poor advice, or citing an injury or illness caused by a reiki session you have provided, then your indemnity and liability policies will respond to provide the cover you need.
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Protects against claims of alleged negligence in your professional services, advice and designs.
Protects against claims of injury to third-parties or damage to a third-party's property.
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
Cover for work injuries, illnesses caused by work and compensation awards.
Protection for losses from, fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Covers your business in the event of a malicious attack on your computer systems and data.
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Reiki practitioners are engaged by people to help them feel good and relax. Any advice provided that a client deems to be poor and ineffective could lead to a negligence claim, while a client fall whilst on your premises could lead to a public liability claim.
An example could be that you administer reiki sessions for your client, but they don’t feel any better, or worse, they feel even more stressed. They cite that you did not know what you were doing. Professional Indemnity insurance would respond to provide cover most instances such as these.
A client is injured whilst in your care
A client sustains an injury during whilst on your premises by falling and breaking their wrist as they try to cushion their fall. This instance you would be covered by Public Liability insurance.
With our online quote system you can get an indicative quote for your insurance in a matter of minutes. Professional Indemnity insurance starts from as little as £98.00 per year, while Public Liability insurance starts from only £112.00 per year.
What you will pay depends on your needs and your level of risk. If you have a specific requirement or would simply like assistance with your quote please contact 0333 321 1403.
While Professional Indemnity insurance which will provide cover for poor advice, because you deal with members of the public you will also be required to carry Public Liability insurance.
As a self-employed business owner, a claim can be made against you personally with unlimited personal liability. Directors and Officers insurance will cover you in this instance.
If you handle client data, such as online booking transactions, then a cyber liability insurance policy could be key to ensuring you are covered in case your computer system is breached.
Legal Expenses insurance will also provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, for example: the costs incurred from being called up for jury service, or the costs incurred by a landlord dispute.
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Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.Get in touch