Indemnity and liabilities insurance for construction professionals.

Comprehensive insurance for construction contractors.

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Quick and easy online quote and buy in minutes!

Trusted by over 25,000 businesses across the UK

Immediate and comprehensive insurance cover

Insurance protection for construction professionals

At Caunce O’Hara we offer a range of insurance policies to construction professions including:

  • Site engineers
  • Contract managers
  • Project engineers
  • Geologists
  • Clerk of works
  • Construction supervisors

… and many more!

Build your quick online insurance quote with us today.

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Cover that enables you to work with peace of mind and security

Working in the construction industry, you face obvious dangers. Being under-insured could be the biggest of them all.

With Caunce O’Hara’s construction contractor insurance, you are covered against physical accidents on site, as well as negligence claims if, for example, a completed project doesn’t quite match the original plans.

We offer construction contractor insurance to cover site manager and inspector roles, including; BREEAM home assessors, construction managers, construction consultants, electronics engineers, town planners and health and safety officers among many others.

Protect your business from legal bills and compensation pay-outs with our great-value insurance policies.

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Insurance that reflects the risks of the construction sector

Get a quick online quote for your business insurance today.

To start your personalised business insurance quote, simply click the ‘Start Your Quote’ button. You can see a quote in as little as 90 seconds!

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Construction insurance experts for more than 25 years

Caunce O'Hara have been protecting construction professionals with insurance since 1995

Our vast experience, aligned with our comprehensive policies, makes us the outstanding choice for your business insurance.

Build your quick online insurance quote with us today. Simply click the ‘Start Your Quote’ button.

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Insurance for construction contractors and construction businesses

Choose from our range of business insurance protection below. Simply click for a quick online quote.

For construction professionals

Professional indemnity insurance

Protects against claims of alleged negligence in your professional services, advice and designs.

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For construction professionals

Public liability insurance

Protects against injuring a member of the public or damaging their property.

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For business owners

Employers’ liability insurance

A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.

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For construction professionals

Legal expenses insurance

Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.

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For construction professionals

Personal accident insurance

Cover for work injuries, illnesses caused by work and compensation awards.

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For construction professionals

Commercial crime insurance

Protection for losses from fraud, dishonesty, theft, bribery, forgery, and loss investigations.

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Benefits of construction business insurance at a glance

There are many benefits to our business insurance for construction contractors, including:

1
Business insurance that gives you peace of mind you are covered.
2
Immediate cover available, with documents issued via email in minutes!
3
Cover for legal defence costs and compensation bills arising from a claim.
4
Flexible monthly payment options available.

Customer Reviews

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Frequently asked business insurance questions

Find out more about our business insurance products here.

If you are unsure if you need professional indemnity insurance, this list of instances when it is advisable to be insured:
▪ You provide an expert service to your clients
▪ You provide consultancy and advice to your clients
▪ You handle personal information and data for your clients
▪ Your professional membership body insists you carry it
▪ Your client insists that you have it.

The level of protection you need will depend on the value of the work you do and the potential liability. Caunce O’Hara can help you build the ideal insurance policy that will help protect all areas of your business.
Available limits of indemnity range from £50,000 cover per annum up to £5,000,000 per annum.

▪ Legal expenses – Should a claim be made against you the policy will provide cover to help with the cost of legal proceedings.
▪ Cost of repairs – The cost of repairing damage to the claimant’s property, such as accidentally knocking over and breaking a valuable ornament in their offices during a meeting, or a plumber causing a leak/flood to a customer’s premises and damaging carpets as a result.
▪ Medical fees – The cost of hospital treatment, including ambulance call-out, if a claim is made against you for these.
▪ Compensation claims – Injury to third parties or damage to their property if an accident occurs on your business premises, a client’s premises or elsewhere.

Employers Liability cover is required by law for most businesses. You will need it if:
▪ You deduct Income Tax and National Insurance Contributions from the money you pay your employees.
▪ You have control over where and when your employees work.
▪ You have the right to claim profit made by your employees.
▪ You provide the equipment and materials your employees use.
▪ You need them to perform the job you employ them for and if the employee is unable to provide a substitute if they are unable to work.
▪ You have part-time or temporary employees.