Specialist insurance for IT contractors and IT consultants

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Trusted by over 25,000 businesses across the UK

Immediate and comprehensive insurance cover

Business insurance for the IT sector

Caunce O'Hara have been providing comprehensive business insurance to the IT sector since 1995.

Our vast experience aligned with our comprehensive policies, makes us the outstanding choice for your business insurance.

Our insurance for IT professionals provides comprehensive cover at a great premium from a caring insurance broker who understands your industry.

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Comprehensive business insurance designed to protect you and your business

The Information Technology sector is complex and often often open to misinterpretation

At Caunce O’Hara we provide IT specific business insurance that meets the complex requirements of the industry.

We have listened to exactly what is important to you and developed IT insurance policies that provide expert cover, including:

  • Professional Indemnity Insurance
  • Public Liability Insurance
  • Employers’ Liability Insurance
  • Portable Equipment Insurance
  • Legal Expenses Insurance
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Insurance that reflects the risks of your profession

Get a free online quote for your IT contractor insurance today.

To start your personalised business insurance quote, simply click the ‘Start Your Quote’ button. You can see a quote in as little as 90 seconds!

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Which IT professions do we provide cover for?

The IT sector covers a broad range of professions, some that we cover include, but are not limited to:

  • IT Contractors
  • Web Designers
  • Systems Engineers
  • Programmers
  • Developers and Coders
  • Social Media Marketers
  • IT Consultants
  • Software Designers
  • Data Analysts
  • Hardware Consultants

…and many more!

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Insurance for IT contractors and consultants

Choose from our range of insurance protection products below. Simply click for a quick online quote.

For IT professionals

Professional indemnity insurance

Protects against claims of alleged negligence in your professional services, advice and designs.

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For IT professionals

Public liability insurance

Protects against claims of alleged negligence in your professional services, advice and designs.

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For IT business owners

Employers’ liability insurance

A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.

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For IT professionals

Legal expenses insurance

Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.

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For IT professionals

Personal accident insurance

Cover for work injuries, illnesses caused by work and compensation awards.

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For IT professionals

Commercial crime insurance

Protection for losses from fraud, dishonesty, theft, bribery, forgery, and loss investigations.

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Benefits of Caunce O’Hara IT contractor insurance at a glance

There are many benefits to our business insurance for IT professionals, including:

1
Business insurance that gives you peace of mind you are covered.
2
Immediate cover available, with documents issued via email in minutes!
3
Flexible monthly payments.
4
Cover for legal defence costs and compensation bills arising from a claim.

Customer Reviews

We’re rated 4.7 out of 5 from 3,500+ reviews at Feefo.com.

Great service again. Quick and easy renewal as always.
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Frequently asked business insurance questions

Find out more about our business insurance products here.

If you are unsure if you need professional indemnity insurance, this list of instances when it is advisable to be insured:
▪ You provide an expert service to your clients
▪ You provide consultancy and advice to your clients
▪ You handle personal information and data for your clients
▪ Your professional membership body insists you carry it
▪ Your client insists that you have it.

The level of protection you need will depend on the value of the work you do and the potential liability. Caunce O’Hara can help you build the ideal insurance policy that will help protect all areas of your business.
Available limits of indemnity range from £50,000 cover per annum up to £5,000,000 per annum.

▪ Legal expenses – Should a claim be made against you the policy will provide cover to help with the cost of legal proceedings.
▪ Cost of repairs – The cost of repairing damage to the claimant’s property, such as accidentally knocking over and breaking a valuable ornament in their offices during a meeting, or a plumber causing a leak/flood to a customer’s premises and damaging carpets as a result.
▪ Medical fees – The cost of hospital treatment, including ambulance call-out, if a claim is made against you for these.
▪ Compensation claims – Injury to third parties or damage to their property if an accident occurs on your business premises, a client’s premises or elsewhere.

Employers Liability cover is required by law for most businesses. You will need it if:
▪ You deduct Income Tax and National Insurance Contributions from the money you pay your employees.
▪ You have control over where and when your employees work.
▪ You have the right to claim profit made by your employees.
▪ You provide the equipment and materials your employees use.
▪ You need them to perform the job you employ them for and if the employee is unable to provide a substitute if they are unable to work.
▪ You have part-time or temporary employees.