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Specialist insurance for IT contractors and IT consultants
Build your personalised business insurance quote online in minutes!
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Trusted by over 25,000 businesses across the UK
Immediate and comprehensive insurance cover
Business insurance for the IT sector
Caunce O'Hara have been providing comprehensive business insurance to the IT sector since 1995.
Our vast experience aligned with our comprehensive policies, makes us the outstanding choice for your business insurance.
Our insurance for IT professionals provides comprehensive cover at a great premium from a caring insurance broker who understands your industry.
Start Your QuoteComprehensive business insurance designed to protect you and your business
The Information Technology sector is complex and often often open to misinterpretation
At Caunce O’Hara we provide IT specific business insurance that meets the complex requirements of the industry.
We have listened to exactly what is important to you and developed IT insurance policies that provide expert cover, including:
- Professional Indemnity Insurance
- Public Liability Insurance
- Employers’ Liability Insurance
- Portable Equipment Insurance
- Legal Expenses Insurance
Insurance that reflects the risks of your profession
Get a free online quote for your IT contractor insurance today.
To start your personalised business insurance quote, simply click the ‘Start Your Quote’ button. You can see a quote in as little as 90 seconds!
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Which IT professions do we provide cover for?
The IT sector covers a broad range of professions, some that we cover include, but are not limited to:
- IT Contractors
- Web Designers
- Systems Engineers
- Programmers
- Developers and Coders
- Social Media Marketers
- IT Consultants
- Software Designers
- Data Analysts
- Hardware Consultants
…and many more!
Start Your QuoteInsurance for IT contractors and consultants
Choose from our range of insurance protection products below. Simply click for a quick online quote.
For IT professionals
Professional indemnity insurance
Protects against claims of alleged negligence in your professional services, advice and designs.
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For IT professionals
Public liability insurance
Protects against claims of alleged negligence in your professional services, advice and designs.
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For IT business owners
Employers’ liability insurance
A legal requirement for anyone employing staff. Protects your business in-case an employee is injured at work.
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For IT professionals
Legal expenses insurance
Cover for contract disputes, tax investigations, court attendance, debt recovery, and more.
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For IT professionals
Personal accident insurance
Cover for work injuries, illnesses caused by work and compensation awards.
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For IT professionals
Commercial crime insurance
Protection for losses from fraud, dishonesty, theft, bribery, forgery, and loss investigations.
Start Your QuoteBenefits of Caunce O’Hara IT contractor insurance at a glance
There are many benefits to our business insurance for IT professionals, including:
1
Business insurance that gives you peace of mind you are covered.
2
Immediate cover available, with documents issued via email in minutes!
3
Flexible monthly payments.
4
Cover for legal defence costs and compensation bills arising from a claim.
Customer Reviews
We’re rated 4.7 out of 5 from 3,500+ reviews at Feefo.com.
Great service again. Quick and easy renewal as always.
Great support and service. I would recommend using again.
Yes to recommend again. I received an excellent service.
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! How to register your business at Companies House
! Volantis vitae unuch sed velit sodales. Sandor imperdiet proin.
! How to register your business at Companies House
! Volantis vitae unuch sed velit sodales. Sandor imperdiet proin.
! How to register your business at Companies House
! Volantis vitae unuch sed velit sodales. Sandor imperdiet proin.
Frequently asked business insurance questions
Find out more about our business insurance products here.
Who needs professional indemnity insurance?
If you are unsure if you need professional indemnity insurance, this list of instances when it is advisable to be insured:
▪ You provide an expert service to your clients
▪ You provide consultancy and advice to your clients
▪ You handle personal information and data for your clients
▪ Your professional membership body insists you carry it
▪ Your client insists that you have it.
How much professional indemnity insurance do I need?
The level of protection you need will depend on the value of the work you do and the potential liability. Caunce O’Hara can help you build the ideal insurance policy that will help protect all areas of your business.
Available limits of indemnity range from £50,000 cover per annum up to £5,000,000 per annum.
What does public liability insurance cover?
▪ Legal expenses – Should a claim be made against you the policy will provide cover to help with the cost of legal proceedings.
▪ Cost of repairs – The cost of repairing damage to the claimant’s property, such as accidentally knocking over and breaking a valuable ornament in their offices during a meeting, or a plumber causing a leak/flood to a customer’s premises and damaging carpets as a result.
▪ Medical fees – The cost of hospital treatment, including ambulance call-out, if a claim is made against you for these.
▪ Compensation claims – Injury to third parties or damage to their property if an accident occurs on your business premises, a client’s premises or elsewhere.
Who needs employer’s liability insurance?
Employers Liability cover is required by law for most businesses. You will need it if:
▪ You deduct Income Tax and National Insurance Contributions from the money you pay your employees.
▪ You have control over where and when your employees work.
▪ You have the right to claim profit made by your employees.
▪ You provide the equipment and materials your employees use.
▪ You need them to perform the job you employ them for and if the employee is unable to provide a substitute if they are unable to work.
▪ You have part-time or temporary employees.