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Construction Liability Insurance

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Construction insurance, from simple policies to more complex cover, tailored to your needs.

Construction industry insurance requirements vary. In the main they can be simple to meet, yet in certain circumstances they be quite complex.

Hazardous industries such as nuclear and petrochemical, or those where working at height or in extreme heat are a factor require careful consideration.

Caunce O’Hara’s construction insurance can help protect your construction business, whatever your role and company size.

Typical construction trades insured include:

  • Builders, Developers and Construction Contractors
  • Civil, Electrical & Mechanical Engineers
  • Heating & Ventilation / Air Conditioning
  • Structural Engineers
  • Roofing & Scaffolding Contractors
  • Groundworks

construction insurance caunce ohara

Covering all aspects of construction

Our expert team will ensure you have the right level of cover for your needs, including:

And if you need to make a claim, we’ll help you settle it fast, to minimise disruption to your business.


Our business insurances available includes:

Call us on 0333 321 1403 to speak to one of our team about your insurance needs and let us give you the peace of mind you need.

Click here for a quick online business insurance quote



Find out more about construction contractor insurance here

Why do construction contractors require professional indemnity insurance?

Business insurance for construction companies

Keeping your business covered

Our flexible policies let you choose the right level of cover for your business and extend it to tailor your insurance package specifically to your company. Just call our insurance experts and we’ll give you all the advice you need.

  • Public liability

    Cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Employers liability

    A UK business requirement, covering your business for compensation or legal fees if your staff get ill or injured at work

  • Professional indemnity

    Cover for unintentional breach of contract, negligence, breach of confidence or intellectual rights, defamation and civil liability

  • Commercial legal expenses

    Cover to pay legal fees in commercial court cases

  • Buildings and contents

    Cover for your physical assets, including buildings and contents, plant and machinery, stock and tools

  • Construction all risks

    Cover for damage to temporary and permanent structures while on site or in transit, including cover for defects up to XX months after completion of work

  • Environmental liability

    Cover for the cost of restoring environmental damage to biodiversity and pollution of land, water or air

  • Latent defects

    Cover for faults and defects caused by failures in design,workmanship or materials up to 12 months after completion of work

  • Directors and officers

    Protects directors and officers against personal claims

4.8/5 4.85/5
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
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Get in touch

Give us a call and tell us all about your indemnity requirements.

0333 321 1403

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