Protecting the UK's small businesses with insurance

Join over 23,000 contractors, freelancers and small businesses insured by Caunce O'Hara.

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Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at
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Providing comprehensive business insurance protection to freelancers and contractors since 1995.

Whatever your profession, we can provide you with the small business insurance cover you need to protect your business.

At Caunce O’Hara we aim to help our clients ‘plan for the unexpected, feel protected and thrive’ in their business activities through our comprehensive business insurance protection.

About Caunce O'Hara

Trusted by over 23,000 clients.

Caunce O’Hara offer specialist small business insurance to freelancers, contractors, self-employed consultants, and small businesses across the UK.

Over the last 25 years, we’ve built a reputation as an expert in business insurance for the self-employed and small business sector.

We offer industry-specific cover for IT contractors and consultants, management consultants, marketers and creatives, engineers, rail contractors, offshore oil and gas contractors, construction contractors, social workers, teachers and tutors, finance professionals, recruiters and many more – all supported by our commitment to customer service.

Year on year our clients trust us to protect their businesses with comprehensive insurance, which means they can get on with their work with the peace of mind that their businesses are covered should anything go wrong.

We’re a division of Markel International, a Lloyd’s market insurer who underwrite most of our business insurance policies.

Whatever your profession, we can provide you with the correct level of comprehensive indemnity insurance and commercial liabilities cover you need to protect your business.

‘We’ve got you covered’


If due to coronavirus you are experiencing temporary difficulty in paying your premium or you want to discuss the cover under your policy, please get in touch. Call 0333 321 1403 or email

Policyholder update: non-damage business interruption >>

Learn from the experts

Find out more in our blog, knowledge centre and IR35 Hub

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The Blog

Demystifying business insurance and highlighting how it can benefit your business.


The Knowledge centre

Find out more about business insurance policies, the differences between them, and how they can help you.


The IR35 Hub

Valuable information, resources, guides and news to help you successfully navigate IR35, whether you are a contractor or engager.

Golden star
I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
Golden star
Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
Golden star
Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
Trusted Customer

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

Get in touch
Contact Caunce O'Hara for your business insurance today