Technical Engineering Insurance

Engineering professionals who work in the technical engineering sector appreciate that a high level of attention to detail is needed to succeed.

When it comes to choosing business insurance that will protect your career and your day-to-day work activities, it makes sense to choose a company with the same level of attention to detail.

Every technical engineering insurance policy from Caunce O’Hara is specifically tailored to the needs of the individual, meaning that you won’t be sold more than you need or left without vital coverage.

For those working in the field of technical engineering, there are a number of unfortunate events that might require insurance coverage. Although these situations might be rare, comprehensive insurance protection can go a long way to letting your clients know that you take your career and your work very seriously.

Caunce O’Hara offer comprehensive insurance for a range of engineering professions including:

Our business insurance policies include:

Professional Indemnity insurance
Public Liability Insurance
Employers Liability Insurance
Tax Enquiry and Legal Expenses Cover
IR35 Contract Reviews
Personal accident insurance
Directors & officers insurance
Portable equipment insurance
Combined Business Liabilities Insurance – call 0333 321 1403 for details

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online insurance quote

Click here to discover 5 ways to reduce your tax bill when self-employed

What happens if you are called for Jury Service as a freelancer, contractor or self-employed professional?

What Insurance Do I Need?

Build your custom technical engineer insurance policy. We offer:

Professional Indemnity Insurance
Working as a technical engineer means that you probably work on a freelance or contract basis. As such, you won’t be afforded the same level of protection as you would if you were a full-time employee. If something goes wrong as a result of your work, you may be liable for any claims made against you. Professional indemnity insurance can help to create a buffer between you and your work, meaning you won’t be financially responsible for any claims made against you. Many clients won’t let you start working with them without professional indemnity coverage tailored specifically to the technical engineering industry. Get in touch to discuss building your ideal insurance policy.
Business Combined Insurance
To simplify the technical engineer insurance process and make it easier for contractors to find the coverage they need, we created the business combined insurance policy. This includes public liability insurance, office contents insurance with the option to add portable equipment cover, employer’s liability insurance and directors and officers insurance. This will ensure you are protected from a number of business problems, including claims against you by an employee to a break in at your office.
Public Liability Insurance
Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
Click here for a quick quote
Personal Accident & Sickness Insurance
As a freelance or contract technical engineer, you won’t be afforded the same level of protection as a full-time employee will enjoy. If you are ever unable to work due to illness or an injury, you simply won’t get paid for your time. This can have a huge impact on your earnings and make it more difficult to meet your monthly financial commitments. With personal accident and sickness insurance, you’ll be protected in the event you are injured or too sick to work. If the worst should happen, you and family won’t have to struggle to make ends meet.
Travel Insurance
Freelancers and contractors travel more for work than traditional employees. If travel is a big part of your working day, you will want to make sure you are covered for any accidents or mishaps that happen along the way. With our annual travel insurance policy for technical engineers, you and your family will be protected for unlimited worldwide trips. So whether you’re soaking up the sun in Spain or meeting a new client in Sheffield, you’ll be fully protected.
Tax Enquiry & Legal Expenses
As a freelance or contract technical engineer, you probably spend a lot of time making sure that your taxes are completed on-time and free from errors. Even if you have a compliant contact and believe that your work is outside of IR35 regulations, this doesn’t mean you are safe. HMRC can still come knocking at your door with a tax enquiry. Defending yourself from a tax enquiry can be very expensive and time-consuming, and it can even have an impact on your earning potential. With our tax enquiry and legal expenses cover, you’ll have access to support and advice throughout the tax enquiry process.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."