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Electrical Contractor and Engineers Insurance

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As an electrical contractor it is essential that you have the right insurance policy in place to protect you from any situation. As diligent as you may be in performing your electrical work, accidents can still happen.

At Caunce O’Hara, we have years of experience insuring electrical engineers, electrical contractors, domestic and commercial electricians and those in related professions.

Due to our experience, we are fully aware of things that could go wrong, and what levels and types of insurance you need to ensure you’re covered for every eventuality.

A specific, tailor-made policy for electrical engineer insurance is where we specialise, knowing that every business has totally different needs dependent upon the sector they are in.

When issues arise during the course of your work it can be incredibly stressful and financially draining, but the right insurance policy can protect you against these hardships should the need arise.

You can now get covered with a specific electrical contractors insurance policy in just a few clicks.

Professional Indemnity Insurance for electrical contractors and electricians

Caunce O’Hara offer comprehensive insurance for a range of engineering professions including:

Our business insurance policies include:

Call one of our award-winning team today on 0333 321 1403 for a quotation and to discuss your business insurance needs or click to get a quick online quote in minutes!

Click here for a quick online insurance quote


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What Insurance Do I Need?

Build your custom electrical engineer insurance policy. We offer:

  • Professional Indemnity Insurance

    When working as an electrical engineer on a number of different projects, it’s important to secure sufficient professional indemnity insurance to cover your largest project. This will ensure that any claims made against you or the work you carry out will be covered by your insurance policy. Professional indemnity insurance for electrical engineers helps to protect your career and your professional reputation. Many clients won’t let you start work without sufficient coverage tailored specifically to your industry, so get in touch today to find out how we can help build your ideal policy.

  • Business Combined Insurance

    When it comes to building the ideal insurance policy, there are a number of complementary policies that can help to protect you from a wide range of business threats. We’ve simplified the insurance process by combining these into one, easy-to-understand policy. Our business combined insurance policy combines public liability insurance, office contents insurance, employer’s liability insurance and directors and officers insurance. With this insurance policy, you’ll have protection against anything from legal action from your employees to loss of equipment in your office. You can even add optional portable equipment cover, so your devices will be protected while you’re on the go.

  • Public Liability Insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business.
    Click here for a quick quote

  • Personal Accident & Sickness Insurance

    When you work on a contract or freelance basis, you won’t be offered the same level of protection if you fall ill or get injured. This means that any time off work will be at your own expense and you may struggle to meet your financial commitments if you are unable to work. Personal accident and sickness insurance for electrical engineers can help to bridge the gap and ensure you can meet your financial commitments while you recover. You can insure a portion of your expected income so that you’ll always be covered should the worst happen.

  • Travel Insurance

    If you regularly travel from site to site as a freelance electrical engineer, you are at higher risk of getting in an accident. It’s essential to have travel insurance to help cover you on short trips to meet clients or international trips around the world. Our annual travel insurance for electrical engineers provides cover for unlimited trips throughout the UK or around the world for you and your family.

  • Tax Enquiry & Legal Expenses

    A tax enquiry from HMRC can be stressful, time-consuming and have a huge impact on your earning potential if you are unable to work while you deal with it. Our tax enquiry and legal expenses cover can help you to find industry-specific legal advice for any problem, big or small. We offer our clients a 24/7 legal advice helpline so you’ll never have to pay a fortune to get unbiased and impartial legal advice.


  • Competitive pricing
  • Dedicated handlers to assist with your queries
  • Documents issued instantly via e-mail
  • Access to your own claims team
  • Cover for legal defence costs and compensation bills
  • Monthly payments
4.8/5 4.85/5
  • "A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
  • "I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
    I found the person I dealt with very helpful and knowledgeable about my options."
  • "Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
  • "Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
  • "I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
  • "All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
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0333 321 1403

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