hero image

Systems Engineering Insurance

Quick and personalised business insurance for systems engineers.

Start your quote
feefo logo
Trusted by over 23,000 clients for their business insurance
Quick and easy online cover for your profession
Rated 4.7 out of 5 by over 3,500 clients at feefo.com
systems engineering expert monitoring a company server

Systems Engineering insurance offers comprehensive industry-specific cover for a broad range of risks faced by engineering contractors who undertake work including configuring, testing and maintaining operational systems.

What it costs for cover and your peace of mind, makes our engineering insurance a worthwhile investment, because the alternative if a claim is made against you and you’re not insured doesn’t bear thinking about.

Start your quote

What is systems engineering insurance?

Systems Engineering insurance is designed to protect you against the unexpected ­– for example, something going wrong during a project for a client that results in a financial loss, such as a system you are managing going down and causing business operations to halt as a result.

The indemnity insurance policy will provide cover to protect you and your business against the legal action against you in the event that you make a mistake in your work.

Why do systems engineers need insurance?

As a systems engineer, you are responsible for the smooth running of business systems and/or the design, installation and testing of new systems.

Knowing that you are carrying the right level of insurance protection in place can give you the peace of mind you need to continue with your work in case something does go wrong with a business system that you are responsible for.

If you’re an engineer working through a recruitment agent, you may find you are required to carry insurance, such as professional indemnity, public liability and employers’ liability, before you are allowed to start working for them.

Why choose Caunce O'Hara for your business insurance?

As freelance insurance experts, we're your number one choice for your business protection.

Caunce OHara business insurance for contractors and freelancers

Trusted by over 23,000 clients for their business insurance.


Immediate cover available, with documents issued via email in minutes!


Over 25 years’ experience of insuring self-employed professionals, including freelancers, contractors, and small business owners.

Golden star
I had spoken to Caunce O'Hara prior to the transaction and it all went smoothly for me. I have used them now for 12 years.
Trusted Customer
Golden star
Excellent Customer service and value for money. Best public liability, professional indemnity and employers liability insurance offer I’ve come across.
Trusted Customer
Golden star
Company insurances renewed for another year with Caunce O'Hara. No drama, issues or concerns.
Trusted Customer

Frequently Asked Questions

The insurance policy will provide cover for claims including:

Alleged negligence

You have advised your client where efficiencies and potential monetary savings can be made through certain adjustments to their current system. However, your calculations are slightly wrong, resulting in the system adjustments being no less efficient and costing your client more to run.

The client takes legal action against you for incorrect advice. Professional indemnity insurance would provide cover for you in this instance.

Design errors

You design a new system for a client and oversee the installation, but the system doesn’t work as a result of an error in your designs and the client takes action against you to recoup the costs of correcting the error and the lost revenue as a result of the delay. Professional Indemnity insurance would provide cover in this instance.

Breach of contract

You miss an agreed deadline for delivery of a project you are contracted for resulting in extra costs being incurred for your client. Professional Indemnity insurance would provide cover for this in the event your client made a claim against you.

With Caunce O’Hara’s intuitive online quote and buy system you can get an indicative quotation for your engineering contractor insurance in a matter of minutes.

As an example: a systems engineer with an annual turnover of up to £50,000, who needs Professional Indemnity insurance with an indemnity of £500,000 of cover (in any one claim) would pay as little as £192.00 per year. That’s only £16.00 per month, which we think represents good value considering the level of cover and peace of mind that you gain.

Apart from Professional Indemnity insurance, engineering contractors will likely be asked to ensure they carry Public Liability insurance as part of their contractual obligations to protect the clients’ property and members of staff.

It is also important to note that as a self-employed business owner, a claim can be made against you personally with unlimited personal liability, therefore Directors and Officers insurance is a valuable insurance policy which will cover you in this instance.

Legal Expenses insurance will provide cover for costs incurred from a legal occurrence or claim that your indemnity and liability insurance does not cover, including the costs incurred from an IR35 tax investigation.

Contact us

Call 0333 321 1403

Our understanding of the freelance sector and the challenges you face daily, enables us to tailor our insurance products to meet your needs. Contact us to talk about your insurance requirements and to better understand the insurance we offer.

Get in touch
Contact Caunce O'Hara for your business insurance today