Systems Engineering Insurance

Systems engineering is a precision-based role that requires a high level of skill and personal dedication.

With many systems engineer positions requiring the highest levels of security clearance, it’s imperative that you’re insured against any issues that might arise unintentionally as a result of your work.

Designing, testing and implementing systems is a complex and well thought out process, which is why engineers working in systems related professions require a level of insurance that is specific to their job role. Our systems engineering insurance is designed for just that.

Being pursued legally by those who have engaged you as a contractor can be incredibly costly and stressful, so making sure you’re covered for every eventuality gives you the peace of mind you need to get on with your day to day work.

What Insurance Do I Need?

Build your custom systems engineer insurance policy. We offer:

Professional Indemnity Insurance
With the ins and outs of systems engineer positions being so precise, this should be reflected in your insurance policy. At Caunce O’Hara, we have worked with systems engineers for many years to develop a bespoke range of policies that have been put together to provide the levels and types of insurance coverage needed within the profession. One of the most important types of insurance coverage you can get as a systems engineer is professional indemnity insurance. This will protect you from claims against clients and contractors who claim you have failed to deliver, or that you were negligent in your approach. Even if these claims are unfounded, the cost of fighting them in court can be detrimental to your career. Professional indemnity insurance will help to protect you in any eventuality.
Business Combined Insurance
In order to simplify the insurance process of systems engineers, we have created a business combined insurance policy that provides coverage for a number of different areas. Our business combined insurance policy includes public liability insurance, office contents insurance, employer’s liability insurance and directors and officers insurance. This level of insurance coverage not only protects you in the event that a member of the public or one of your employees is harmed as a result of your work, but it also provides your clients with the reassurance that you take your responsibilities very seriously.
Personal Accident & Sickness Insurance
As a contractor or freelancer, you won’t be covered by company sick pay in the event you are too sick or injured to work. When working in a high risk or high-stress environment, it’s important to protect yourself from accident or sickness. Personal accident and sickness insurance can help to give you peace of mind that your income will be protected in the event you are unable to work. When you are injured or unwell, the last thing you want to worry about is trying to make ends meet, so it makes sense to cover yourself with Personal Accident and Sickness Insurance.
Travel Insurance
As a systems engineer contractor, you probably spend a lot of time travelling for work. The problem with work travel is that it often falls between the gaps of insurance coverage. To make sure you and your work equipment are protected while you are travelling for work it’s important to get the right level of travel insurance. Our annual Travel insurance policy from Caunce O’Hara will cover you and your family on unlimited worldwide trips (excluding the USA and Canada) whether you are travelling for work or for a holiday.
Tax Enquiry & Legal Expenses
It’s easy to make a mistake on your taxes as a contractor, and even if you are IR35 compliant, HMRC could still come knocking on your door as the result of a tax enquiry. An IR35 investigation can be very costly to defend, and even just getting the right legal advice can be problematic. Whether you need advice about a contract dispute or if a client is claiming you failed to deliver on a project, our Tax Enquiry and Legal Expenses insurance can help. We offer a 24/7 free legal advice helpline to all customers, so you needn’t run around in circles trying to get the right advice.

Benefits

Competitive pricing
Dedicated handlers to assist with your queries
Documents issued instantly via e-mail
Access to your own claims team
Cover for legal defence costs and compensation bills
Monthly payments

4.8/5

"Insurance Renewal - Plenty of warning up front as to renewal date, requests for any changes and quote. Reminder leading to actual renewal date. New certificates available on date agreed. Can't complain at all about the service."
"Used these before then changed to another broker who could not help me with an update to my insurance. Caunce O'Hara had no problem and set up my insurance in about five minutes. Highly recommended."
"All correspondence has always been clear and reply to questions swiftly answered. Cost is very competitive. Would definitely recommend."
"I have been with Caunce O'Hara for almost 12 years now and am always very pleased with their service and customer support as well as the costs for the cover."
"A very helpful, kowledgable and adaptable telephone advisor enabled discussion beyond standard questions in order to secure the most approprite insurance honed to my business deeds and relevant discounts. This led to the most comptitive quote over other larger companies."
"I have automatically renewed my indemnity insurance for several years but as I have gradually reduced work commitments I needed to discuss my options prior to making a decision about renewal.
I found the person I dealt with very helpful and knowledgeable about my options."