CIS deductions affecting cash-flow
Question: My client company is a construction sub-contractor and makes up accounts to 31 December each year. In the year up to 31 December 2019, the company ha...
Read moreCOVID-19: Legal advice for contractors
There is a vast amount of information available at the moment, and we know that getting to grips with all of this can be quite overwhelming, especially during t...
Read moreWhat is Professional Indemnity insurance?
Professional Indemnity Insurance (PI) – also known as Professional Liability Insurance – is a type of business insurance that will cover the costs of you...
Read moreHow does an Umbrella company work?
The advantages of working for an Umbrella company Working as a contractor can have a myriad of benefits from providing new learning opportunities, to a var...
Read moreDo I need insurance if I close my business?
Don’t think that because your company has stopped trading and you’ve gone back into full time employment that you can’t be sued for a mistake or financial...
Read moreWhat is the difference between Professional Indemnity Insurance and Public Liability insurance?
Professional indemnity insurance and public liability insurance are different types of business insurance that cover compensation claims. Professional inde...
Read moreProfessional Indemnity Insurance Quotes – What To Look For
Insurance policies can be confusing, even for the most experienced of business owner. So, if you’re new to business ownership or freelancing, you'll may f...
Read moreHow Much Professional Indemnity Cover Do I Need?
The amount of professional indemnity cover you need will depend on the work you do and the level of risk involved. Some factors to take into consideration in...
Read moreCan I insure against IR35?
There are measures contractors can take to mitigate the potential fallout from the private sector IR35 rules, but can contractors insure themselves against IR...
Read moreThe Right of Substitution
The right of substitution is one of the key tests of your IR35 employment status as set out by the HMRC. It is important for contractors wishing to operate o...
Read moreWhich insurance policies are useful for engineers?
Caunce O’Hara offer innovative insurance policies to the engineering sector, providing comprehensive cover for a wide range of engineering professionals, incl...
Read moreKey Insurances for freelancers and contractors
The inexorable growth of the freelancer and contractor market sector in recent years has provided a massive boost for the UK’s economy, which has given ri...
Read moreMutuality of Obligation (MOO)
Mutuality of Obligation refers to the obligation of the employer to provide work and pay for it. This is combined by the obligation of the employee to persona...
Read moreWhy do I need an IR35 contract review?
If you are a contractor with any doubts as to the compliance and validity of your contract in relation to IR35 legislation, a contract review can help. It wi...
Read moreWhy Do You Need Professional Indemnity Insurance?
Do you work as a freelancer or contractor? Perhaps you run your own limited company and want to protect yourself in case a client is unhappy with your work or a...
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