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Call Us: 0161 833 2100

Our specialist combined commercial business insurance means you’re fully protected against claims for accident and injury, property damage and business interruption, all with a single policy.

Including public liability insurance, employers’ liability insurance and product liability insurance, it’s complete cover against the unexpected at highly-competitive rates for small businesses like wholesalers, engineers and manufacturers.

So if one of your employees is hurt using machinery on your premises, we’ll pay the cost of legal fees, court cases and compensation, which can run into thousands of pounds. Or if you face a break-in, fire or flood at your site, we’ll make sure you’re not out of pocket while you’re unable to trade.

And with cover for engineering breakdown repairs, loss of money and goods in transit, it’s one simple package that lets you concentrate on the nuts and bolts of your business.

Call us on 0161 833 2100 to speak to one our team about your commercial combined insurance needs.

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Get the cover your business needs

Call us on 0161 833 2100 and speak to our friendly advisors.

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Keeping your business covered

Our flexible policies let you choose the right level of cover for your business. And if you’re not sure, just give our knowledgeable insurance experts a call and we’ll help you choose. Our cover includes:

  • Public liability insurance

    Up to £2m cover for legal fees and damages if one of your employees causes injury or damage to your customers or their business

  • Contents and stock

    Select cover up to £250,000 for the cost of replacing equipment, furnishings, and products that are damaged or stolen

  • Product liability insurance

    Cover up to £2 million for legal fees and damages if your product causes injury or damage to your customers

  • Employers’ liability insurance

    Legally required for your business, we provide £10 million cover if you have to pay compensation or legal fees because your staff get ill or injured at work

  • Business interruption

    Up to £300,000 for your premises in case of fire, flood, burglary or anything else that affects your building

  • Property damage and theft

    Cover up to £750,000 for lost business if you have to close due to fire, flood or burglary damage

  • Goods in transit

    £10,000 cover for goods deliveries that are lost or damaged while in transit

  • Loss of money

    If you lose money or it’s stolen from your till or safe, you’re covered up to £10,000

  • Legal expenses

    Up to £100,000 cover for the cost of defending yourself against legal claims

  • Engineering breakdown

    Repair costs for faulty equipment

The benefits of Caunce O’Hara insurance